1-Bedroom Rent · July 2026

1-Bedroom Apartment Rent in Fort Thomas, KY

$1,000/mo

Median asking rent for a 1-bedroom apartment in Fort Thomas, Kentucky as of July 2026. That's +29% lower than the citywide median of $1,402 and +28% below the national 1-bedroom median of $1,395.

1-Bedroom median
$1,000
July 2026
vs city overall
-29%
$1,402 city median
vs national
-28%
$1,395 US median
Kentucky rank
#27
of 39 cities

Income needed for a 1-bedroom in Fort Thomas

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$40,000
Monthly gross
$3,333
Hourly (full-time)
$19.23

Rent by apartment size in Fort Thomas

Compare Fort Thomas's median rent across every apartment size.

Studio
$890
1-Bedroom (current)
$1,000
2-Bedroom
$1,290
3-Bedroom
$1,710
4+ Bedroom
$1,890

Cheapest cities for a 1-bedroom in Kentucky

#City1-Bedroom rent
1Corbin$690
2Russellville$690
3Bardstown$700
4Morehead$700
5Paducah$810
6Radcliff$810
7Murray$820
8Richmond$830
9Fort Wright$860
10Hopkinsville$880
11Owensboro$880
12Newport$890
13Nicholasville$890
14Paris$890
15Versailles$890

Most expensive cities for a 1-bedroom in Kentucky

#City1-Bedroom rent
1Prospect$1,640
2Hebron$1,290
3Burlington$1,220
4Independence$1,160
5Louisville$1,159
6Florence$1,100
7Vine Grove$1,070
8Lexington$1,061
9Shelbyville$1,040
10Cold Spring$1,030
11Shepherdsville$1,010
12Bowling Green$1,007
13Fort Thomas (this page)$1,000
14Erlanger$1,000
15Alexandria$990

Nearby cities — 1-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 1-bedroom rents than Fort Thomas.

CityDistance1-Bedroom rentvs Fort Thomas
Southgate, KY1.5 mi$979$-21 (-2%)
Dayton, KY2.1 mi$920$-80 (-8%)
Newport, KY2.3 mi$890$-110 (-11%)
Covington, KY4.7 mi$925$-75 (-7%)
Cold Spring, KY4.7 mi$1,030+$30 (+3%)
Cincinnati, OH5.2 mi$989$-11 (-1%)
Norwood, OH5.7 mi$960$-40 (-4%)
Turpin Hills, OH5.9 mi$972$-28 (-3%)
Fort Wright, KY6 mi$860$-140 (-14%)
Silverton, OH8.5 mi$884$-116 (-12%)
Reading, OH9.8 mi$821$-179 (-18%)
Kenwood, OH10.7 mi$1,367+$367 (+37%)

1-Bedroom rent in Fort Thomas — common questions

How much is a 1-bedroom apartment in Fort Thomas?

As of July 2026, the median 1-bedroom apartment rent in Fort Thomas, Kentucky is $1,000 per month. This is +29% below the citywide median of $1,402.

What income do you need to afford a 1-bedroom in Fort Thomas?

Using the standard 30% rent-to-income rule, you would need an annual income of about $40,000 ($3,333/month gross), which works out to roughly $19.23/hour at a full-time job.

Is Fort Thomas expensive for a 1-bedroom compared to the rest of the US?

Fort Thomas's 1-bedroom median of $1,000 is +28% below the national 1-bedroom median of $1,395. It ranks in the 21th percentile of US cities tracked.

How does Fort Thomas rank for 1-bedroom rent in Kentucky?

Among the 39 cities in Kentucky with 1-bedroom data, Fort Thomas ranks #27 from cheapest to most expensive.

Are there cheaper 1-bedroom options near Fort Thomas?

Yes — nearby cities with cheaper 1-bedroom rents include Southgate ($979), Dayton ($920), Newport ($890).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fort Thomas, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.