2-Bedroom Apartment Rent in Independence, KY
Median asking rent for a 2-bedroom apartment in Independence, Kentucky as of October 2026. That's +25% lower than the citywide median of $2,000 and +9% below the national 2-bedroom median of $1,657.
Income needed for a 2-bedroom in Independence
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.
Rent by apartment size in Independence
Compare Independence's median rent across every apartment size.
Cheapest cities for a 2-bedroom in Kentucky
| # | City | 2-Bedroom rent |
|---|---|---|
| 1 | Franklin | $876 |
| 2 | Corbin | $900 |
| 3 | Bardstown | $920 |
| 4 | Glasgow | $920 |
| 5 | Richmond | $950 |
| 6 | Radcliff | $1,010 |
| 7 | Lawrenceburg | $1,020 |
| 8 | Paducah | $1,050 |
| 9 | Nicholasville | $1,060 |
| 10 | Winchester | $1,060 |
| 11 | Murray | $1,080 |
| 12 | Hopkinsville | $1,130 |
| 13 | Elizabethtown | $1,140 |
| 14 | Georgetown | $1,140 |
| 15 | Southgate | $1,150 |
Most expensive cities for a 2-bedroom in Kentucky
| # | City | 2-Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,000 |
| 2 | Hebron | $1,670 |
| 3 | Burlington | $1,580 |
| 4 | Independence (this page) | $1,500 |
| 5 | Florence | $1,430 |
| 6 | Louisville | $1,408 |
| 7 | La Grange | $1,370 |
| 8 | Cold Spring | $1,330 |
| 9 | Erlanger | $1,300 |
| 10 | Fort Thomas | $1,290 |
| 11 | Alexandria | $1,280 |
| 12 | Lexington | $1,261 |
| 13 | Fort Wright | $1,236 |
| 14 | Shepherdsville | $1,230 |
| 15 | Oak Grove | $1,200 |
Nearby cities — 2-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Independence.
| City | Distance | 2-Bedroom rent | vs Independence |
|---|---|---|---|
| Erlanger, KY | 6.6 mi | $1,300 | $-200 (-13%) |
| Fort Wright, KY | 8.1 mi | $1,236 | $-264 (-18%) |
| Florence, KY | 8.3 mi | $1,430 | $-70 (-5%) |
| Cold Spring, KY | 8.5 mi | $1,330 | $-170 (-11%) |
| Covington, KY | 9.3 mi | $1,200 | $-300 (-20%) |
| Alexandria, KY | 10.2 mi | $1,280 | $-220 (-15%) |
| Newport, KY | 10.4 mi | $1,160 | $-340 (-23%) |
| Southgate, KY | 10.8 mi | $1,150 | $-350 (-23%) |
| Fort Thomas, KY | 12.1 mi | $1,290 | $-210 (-14%) |
| Bellevue, KY | 12.5 mi | $1,200 | $-300 (-20%) |
| Dayton, KY | 13.5 mi | $1,190 | $-310 (-21%) |
| Burlington, KY | 15.3 mi | $1,580 | +$80 (+5%) |
2-Bedroom rent in Independence — common questions
How much is a 2-bedroom apartment in Independence?
As of October 2026, the median 2-bedroom apartment rent in Independence, Kentucky is $1,500 per month. This is +25% below the citywide median of $2,000.
What income do you need to afford a 2-bedroom in Independence?
Using the standard 30% rent-to-income rule, you would need an annual income of about $60,000 ($5,000/month gross), which works out to roughly $28.85/hour at a full-time job.
Is Independence expensive for a 2-bedroom compared to the rest of the US?
Independence's 2-bedroom median of $1,500 is +9% below the national 2-bedroom median of $1,657. It ranks in the 40th percentile of US cities tracked.
How does Independence rank for 2-bedroom rent in Kentucky?
Among the 38 cities in Kentucky with 2-bedroom data, Independence ranks #35 from cheapest to most expensive.
Are there cheaper 2-bedroom options near Independence?
Yes — nearby cities with cheaper 2-bedroom rents include Erlanger ($1,300), Fort Wright ($1,236), Florence ($1,430).