Studio Apartment Rent in Independence, KY
Median asking rent for a studio apartment in Independence, Kentucky as of August 2026. That's +50% lower than the citywide median of $2,071 and +20% below the national studio median of $1,290.
Income needed for a studio in Independence
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.
Rent by apartment size in Independence
Compare Independence's median rent across every apartment size.
Cheapest cities for a studio in Kentucky
| # | City | Studio rent |
|---|---|---|
| 1 | Morehead | $630 |
| 2 | Bardstown | $660 |
| 3 | Paducah | $720 |
| 4 | Nicholasville | $730 |
| 5 | Versailles | $730 |
| 6 | Winchester | $730 |
| 7 | Richmond | $740 |
| 8 | Murray | $770 |
| 9 | Georgetown | $780 |
| 10 | Lawrenceburg | $780 |
| 11 | Hopkinsville | $800 |
| 12 | Newport | $800 |
| 13 | Radcliff | $800 |
| 14 | Bellevue | $820 |
| 15 | Dayton | $820 |
Most expensive cities for a studio in Kentucky
| # | City | Studio rent |
|---|---|---|
| 1 | Prospect | $1,510 |
| 2 | Hebron | $1,150 |
| 3 | Burlington | $1,080 |
| 4 | Louisville | $1,061 |
| 5 | Vine Grove | $1,060 |
| 6 | La Grange | $1,030 |
| 7 | Independence (this page) | $1,030 |
| 8 | Florence | $980 |
| 9 | Shelbyville | $940 |
| 10 | Shepherdsville | $930 |
| 11 | Elizabethtown | $910 |
| 12 | Oak Grove | $890 |
| 13 | Fort Thomas | $890 |
| 14 | Erlanger | $890 |
| 15 | Bowling Green | $890 |
Nearby cities — studio rent
Considering nearby alternatives? 5 of these cities have cheaper studio rents than Independence.
| City | Distance | Studio rent | vs Independence |
|---|---|---|---|
| Erlanger, KY | 6.6 mi | $890 | $-140 (-14%) |
| Florence, KY | 8.3 mi | $980 | $-50 (-5%) |
| Covington, KY | 9.3 mi | $825 | $-205 (-20%) |
| Newport, KY | 10.4 mi | $800 | $-230 (-22%) |
| Fort Thomas, KY | 12.1 mi | $890 | $-140 (-14%) |
| Bellevue, KY | 12.5 mi | $820 | $-210 (-20%) |
| Dayton, KY | 13.5 mi | $820 | $-210 (-20%) |
| Burlington, KY | 15.3 mi | $1,080 | +$50 (+5%) |
| Cincinnati, OH | 15.3 mi | $878 | $-152 (-15%) |
| Hebron, KY | 15.6 mi | $1,150 | +$120 (+12%) |
| Norwood, OH | 17.2 mi | $850 | $-180 (-17%) |
| Reading, OH | 21.2 mi | $879 | $-151 (-15%) |
Studio rent in Independence — common questions
How much is a studio apartment in Independence?
As of August 2026, the median studio apartment rent in Independence, Kentucky is $1,030 per month. This is +50% below the citywide median of $2,071.
What income do you need to afford a studio in Independence?
Using the standard 30% rent-to-income rule, you would need an annual income of about $41,200 ($3,433/month gross), which works out to roughly $19.81/hour at a full-time job.
Is Independence expensive for a studio compared to the rest of the US?
Independence's studio median of $1,030 is +20% below the national studio median of $1,290. It ranks in the 29th percentile of US cities tracked.
How does Independence rank for studio rent in Kentucky?
Among the 34 cities in Kentucky with studio data, Independence ranks #28 from cheapest to most expensive.
Are there cheaper studio options near Independence?
Yes — nearby cities with cheaper studio rents include Erlanger ($890), Florence ($980), Covington ($825).