2-Bedroom Apartment Rent in Fort Thomas, KY
Median asking rent for a 2-bedroom apartment in Fort Thomas, Kentucky as of August 2026. That's +7% lower than the citywide median of $1,386 and +22% below the national 2-bedroom median of $1,655.
Income needed for a 2-bedroom in Fort Thomas
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.
Rent by apartment size in Fort Thomas
Compare Fort Thomas's median rent across every apartment size.
Cheapest cities for a 2-bedroom in Kentucky
| # | City | 2-Bedroom rent |
|---|---|---|
| 1 | Morehead | $870 |
| 2 | Franklin | $876 |
| 3 | Bardstown | $920 |
| 4 | Richmond | $950 |
| 5 | Radcliff | $1,010 |
| 6 | Lawrenceburg | $1,020 |
| 7 | Paducah | $1,050 |
| 8 | Nicholasville | $1,060 |
| 9 | Versailles | $1,060 |
| 10 | Winchester | $1,060 |
| 11 | Murray | $1,080 |
| 12 | Hopkinsville | $1,130 |
| 13 | Elizabethtown | $1,140 |
| 14 | Georgetown | $1,140 |
| 15 | Owensboro | $1,155 |
Most expensive cities for a 2-bedroom in Kentucky
| # | City | 2-Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,000 |
| 2 | Hebron | $1,670 |
| 3 | Burlington | $1,580 |
| 4 | Independence | $1,500 |
| 5 | Florence | $1,430 |
| 6 | Louisville | $1,408 |
| 7 | La Grange | $1,370 |
| 8 | Vine Grove | $1,360 |
| 9 | Erlanger | $1,300 |
| 10 | Fort Thomas (this page) | $1,290 |
| 11 | Lexington | $1,261 |
| 12 | Fort Wright | $1,236 |
| 13 | Shepherdsville | $1,230 |
| 14 | Oak Grove | $1,200 |
| 15 | Covington | $1,200 |
Nearby cities — 2-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Fort Thomas.
| City | Distance | 2-Bedroom rent | vs Fort Thomas |
|---|---|---|---|
| Dayton, KY | 2.1 mi | $1,190 | $-100 (-8%) |
| Bellevue, KY | 2.2 mi | $1,200 | $-90 (-7%) |
| Newport, KY | 2.3 mi | $1,160 | $-130 (-10%) |
| Covington, KY | 4.7 mi | $1,200 | $-90 (-7%) |
| Cincinnati, OH | 5.2 mi | $1,283 | $-7 (-1%) |
| Norwood, OH | 5.7 mi | $1,240 | $-50 (-4%) |
| Turpin Hills, OH | 5.9 mi | $1,156 | $-134 (-10%) |
| Fort Wright, KY | 6 mi | $1,236 | $-54 (-4%) |
| Reading, OH | 9.8 mi | $1,033 | $-257 (-20%) |
| Kenwood, OH | 10.7 mi | $2,086 | +$796 (+62%) |
| Erlanger, KY | 11.3 mi | $1,300 | +$10 (+1%) |
| Blue Ash, OH | 11.6 mi | $1,543 | +$253 (+20%) |
2-Bedroom rent in Fort Thomas — common questions
How much is a 2-bedroom apartment in Fort Thomas?
As of August 2026, the median 2-bedroom apartment rent in Fort Thomas, Kentucky is $1,290 per month. This is +7% below the citywide median of $1,386.
What income do you need to afford a 2-bedroom in Fort Thomas?
Using the standard 30% rent-to-income rule, you would need an annual income of about $51,600 ($4,300/month gross), which works out to roughly $24.81/hour at a full-time job.
Is Fort Thomas expensive for a 2-bedroom compared to the rest of the US?
Fort Thomas's 2-bedroom median of $1,290 is +22% below the national 2-bedroom median of $1,655. It ranks in the 26th percentile of US cities tracked.
How does Fort Thomas rank for 2-bedroom rent in Kentucky?
Among the 36 cities in Kentucky with 2-bedroom data, Fort Thomas ranks #27 from cheapest to most expensive.
Are there cheaper 2-bedroom options near Fort Thomas?
Yes — nearby cities with cheaper 2-bedroom rents include Dayton ($1,190), Bellevue ($1,200), Newport ($1,160).