Studio Apartment Rent in Fort Thomas, KY
Median asking rent for a studio apartment in Fort Thomas, Kentucky as of July 2026. That's +37% lower than the citywide median of $1,402 and +31% below the national studio median of $1,290.
Income needed for a studio in Fort Thomas
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.
Rent by apartment size in Fort Thomas
Compare Fort Thomas's median rent across every apartment size.
Cheapest cities for a studio in Kentucky
| # | City | Studio rent |
|---|---|---|
| 1 | Morehead | $630 |
| 2 | Corbin | $640 |
| 3 | Bardstown | $660 |
| 4 | Russellville | $660 |
| 5 | Paducah | $720 |
| 6 | Nicholasville | $730 |
| 7 | Paris | $730 |
| 8 | Versailles | $730 |
| 9 | Winchester | $730 |
| 10 | Richmond | $740 |
| 11 | Murray | $770 |
| 12 | Georgetown | $780 |
| 13 | Lawrenceburg | $780 |
| 14 | Southgate | $799 |
| 15 | Hopkinsville | $800 |
Most expensive cities for a studio in Kentucky
| # | City | Studio rent |
|---|---|---|
| 1 | Prospect | $1,510 |
| 2 | Hebron | $1,150 |
| 3 | Burlington | $1,080 |
| 4 | Louisville | $1,061 |
| 5 | Vine Grove | $1,060 |
| 6 | Independence | $1,030 |
| 7 | Florence | $980 |
| 8 | Shelbyville | $940 |
| 9 | Shepherdsville | $930 |
| 10 | Elizabethtown | $910 |
| 11 | Cold Spring | $910 |
| 12 | Oak Grove | $890 |
| 13 | Fort Thomas (this page) | $890 |
| 14 | Erlanger | $890 |
| 15 | Bowling Green | $890 |
Nearby cities — studio rent
Considering nearby alternatives? 5 of these cities have cheaper studio rents than Fort Thomas.
| City | Distance | Studio rent | vs Fort Thomas |
|---|---|---|---|
| Southgate, KY | 1.5 mi | $799 | $-91 (-10%) |
| Dayton, KY | 2.1 mi | $820 | $-70 (-8%) |
| Newport, KY | 2.3 mi | $800 | $-90 (-10%) |
| Covington, KY | 4.7 mi | $825 | $-65 (-7%) |
| Cold Spring, KY | 4.7 mi | $910 | +$20 (+2%) |
| Cincinnati, OH | 5.2 mi | $878 | $-12 (-1%) |
| Norwood, OH | 5.7 mi | $850 | $-40 (-4%) |
| Silverton, OH | 8.5 mi | $679 | $-211 (-24%) |
| Reading, OH | 9.8 mi | $879 | $-11 (-1%) |
| Kenwood, OH | 10.7 mi | $947 | +$57 (+6%) |
| Erlanger, KY | 11.3 mi | $890 | — |
| Alexandria, KY | 11.9 mi | $880 | $-10 (-1%) |
Studio rent in Fort Thomas — common questions
How much is a studio apartment in Fort Thomas?
As of July 2026, the median studio apartment rent in Fort Thomas, Kentucky is $890 per month. This is +37% below the citywide median of $1,402.
What income do you need to afford a studio in Fort Thomas?
Using the standard 30% rent-to-income rule, you would need an annual income of about $35,600 ($2,967/month gross), which works out to roughly $17.12/hour at a full-time job.
Is Fort Thomas expensive for a studio compared to the rest of the US?
Fort Thomas's studio median of $890 is +31% below the national studio median of $1,290. It ranks in the 18th percentile of US cities tracked.
How does Fort Thomas rank for studio rent in Kentucky?
Among the 38 cities in Kentucky with studio data, Fort Thomas ranks #26 from cheapest to most expensive.
Are there cheaper studio options near Fort Thomas?
Yes — nearby cities with cheaper studio rents include Southgate ($799), Dayton ($820), Newport ($800).