Studio Rent · October 2026

Studio Apartment Rent in Fort Thomas, KY

$890/mo

Median asking rent for a studio apartment in Fort Thomas, Kentucky as of October 2026. That's +36% lower than the citywide median of $1,386 and +31% below the national studio median of $1,290.

Studio median
$890
October 2026
vs city overall
-36%
$1,386 city median
vs national
-31%
$1,290 US median
Kentucky rank
#24
of 36 cities

Income needed for a studio in Fort Thomas

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$35,600
Monthly gross
$2,967
Hourly (full-time)
$17.12

Rent by apartment size in Fort Thomas

Compare Fort Thomas's median rent across every apartment size.

Studio (current)
$890
1-Bedroom
$1,000
2-Bedroom
$1,290
3-Bedroom
$1,710
4+ Bedroom
$1,890

Cheapest cities for a studio in Kentucky

#CityStudio rent
1Corbin$640
2Bardstown$660
3Glasgow$660
4Paducah$720
5Nicholasville$730
6Winchester$730
7Richmond$740
8Murray$770
9Georgetown$780
10Lawrenceburg$780
11Southgate$799
12Hopkinsville$800
13Newport$800
14Radcliff$800
15Bellevue$820

Most expensive cities for a studio in Kentucky

#CityStudio rent
1Prospect$1,510
2Hebron$1,150
3Burlington$1,080
4Louisville$1,061
5La Grange$1,030
6Independence$1,030
7Florence$980
8Shelbyville$940
9Shepherdsville$930
10Elizabethtown$910
11Cold Spring$910
12Oak Grove$890
13Fort Thomas (this page)$890
14Erlanger$890
15Bowling Green$890

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than Fort Thomas.

CityDistanceStudio rentvs Fort Thomas
Southgate, KY1.5 mi$799$-91 (-10%)
Dayton, KY2.1 mi$820$-70 (-8%)
Bellevue, KY2.2 mi$820$-70 (-8%)
Newport, KY2.3 mi$800$-90 (-10%)
Covington, KY4.7 mi$825$-65 (-7%)
Cold Spring, KY4.7 mi$910+$20 (+2%)
Cincinnati, OH5.2 mi$878$-12 (-1%)
Norwood, OH5.7 mi$850$-40 (-4%)
Reading, OH9.8 mi$879$-11 (-1%)
Kenwood, OH10.7 mi$947+$57 (+6%)
Erlanger, KY11.3 mi$890—
Alexandria, KY11.9 mi$880$-10 (-1%)

Studio rent in Fort Thomas — common questions

How much is a studio apartment in Fort Thomas?

As of October 2026, the median studio apartment rent in Fort Thomas, Kentucky is $890 per month. This is +36% below the citywide median of $1,386.

What income do you need to afford a studio in Fort Thomas?

Using the standard 30% rent-to-income rule, you would need an annual income of about $35,600 ($2,967/month gross), which works out to roughly $17.12/hour at a full-time job.

Is Fort Thomas expensive for a studio compared to the rest of the US?

Fort Thomas's studio median of $890 is +31% below the national studio median of $1,290. It ranks in the 17th percentile of US cities tracked.

How does Fort Thomas rank for studio rent in Kentucky?

Among the 36 cities in Kentucky with studio data, Fort Thomas ranks #24 from cheapest to most expensive.

Are there cheaper studio options near Fort Thomas?

Yes — nearby cities with cheaper studio rents include Southgate ($799), Dayton ($820), Bellevue ($820).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fort Thomas, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.