3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Louisville, KY

$1,818/mo

Median asking rent for a 3-bedroom apartment in Louisville, Kentucky as of August 2026. That's +33% higher than the citywide median of $1,362 and +15% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,818
August 2026
vs city overall
+33%
$1,362 city median
vs national
-15%
$2,130 US median
Kentucky rank
#30
of 36 cities

Income needed for a 3-bedroom in Louisville

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$72,720
Monthly gross
$6,060
Hourly (full-time)
$34.96

Rent by apartment size in Louisville

Compare Louisville's median rent across every apartment size.

Studio
$1,061
1-Bedroom
$1,159
2-Bedroom
$1,408
3-Bedroom (current)
$1,818
4+ Bedroom
$2,104

Cheapest cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Morehead$1,110
2Franklin$1,132
3Bardstown$1,270
4Paducah$1,270
5Murray$1,300
6Richmond$1,330
7Lawrenceburg$1,370
8Radcliff$1,420
9Bowling Green$1,433
10Nicholasville$1,440
11Versailles$1,440
12Winchester$1,440
13Owensboro$1,530
14Frankfort$1,540
15Newport$1,540

Most expensive cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Prospect$2,580
2Hebron$2,210
3Burlington$2,100
4Independence$1,990
5Florence$1,900
6Vine Grove$1,870
7Louisville (this page)$1,818
8La Grange$1,770
9Erlanger$1,720
10Lexington$1,713
11Fort Thomas$1,710
12Oak Grove$1,680
13Elizabethtown$1,600
14Fort Wright$1,598
15Shepherdsville$1,590

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Louisville.

CityDistance3-Bedroom rentvs Louisville
Jeffersonville, IN8.3 mi$1,740$-78 (-4%)
Clarksville, IN8.7 mi$1,600$-218 (-12%)
New Albany, IN11.8 mi$1,640$-178 (-10%)
Prospect, KY12.2 mi$2,580+$762 (+42%)
Sellersburg, IN14.1 mi$1,880+$62 (+3%)
Shepherdsville, KY16.5 mi$1,590$-228 (-13%)
La Grange, KY25.1 mi$1,770$-48 (-3%)
Radcliff, KY32.1 mi$1,420$-398 (-22%)
Bardstown, KY32.2 mi$1,270$-548 (-30%)
Shelbyville, KY33.5 mi$1,540$-278 (-15%)
Elizabethtown, KY36.5 mi$1,600$-218 (-12%)
Vine Grove, KY38.6 mi$1,870+$52 (+3%)

3-Bedroom rent in Louisville — common questions

How much is a 3-bedroom apartment in Louisville?

As of August 2026, the median 3-bedroom apartment rent in Louisville, Kentucky is $1,818 per month. This is +33% higher than the citywide median of $1,362.

What income do you need to afford a 3-bedroom in Louisville?

Using the standard 30% rent-to-income rule, you would need an annual income of about $72,720 ($6,060/month gross), which works out to roughly $34.96/hour at a full-time job.

Is Louisville expensive for a 3-bedroom compared to the rest of the US?

Louisville's 3-bedroom median of $1,818 is +15% below the national 3-bedroom median of $2,130. It ranks in the 34th percentile of US cities tracked.

How does Louisville rank for 3-bedroom rent in Kentucky?

Among the 36 cities in Kentucky with 3-bedroom data, Louisville ranks #30 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Louisville?

Yes — nearby cities with cheaper 3-bedroom rents include Jeffersonville ($1,740), Clarksville ($1,600), New Albany ($1,640).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Louisville, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.