3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Louisville, KY

$1,818/mo

Median asking rent for a 3-bedroom apartment in Louisville, Kentucky as of July 2026. That's +30% higher than the citywide median of $1,394 and +15% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,818
July 2026
vs city overall
+30%
$1,394 city median
vs national
-15%
$2,130 US median
Kentucky rank
#32
of 38 cities

Income needed for a 3-bedroom in Louisville

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$72,720
Monthly gross
$6,060
Hourly (full-time)
$34.96

Rent by apartment size in Louisville

Compare Louisville's median rent across every apartment size.

Studio
$1,061
1-Bedroom
$1,159
2-Bedroom
$1,408
3-Bedroom (current)
$1,818
4+ Bedroom
$2,104

Cheapest cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Corbin$1,100
2Morehead$1,110
3Russellville$1,210
4Bardstown$1,270
5Paducah$1,270
6Murray$1,300
7Richmond$1,330
8Lawrenceburg$1,370
9Radcliff$1,420
10Bowling Green$1,433
11Nicholasville$1,440
12Paris$1,440
13Versailles$1,440
14Winchester$1,440
15Owensboro$1,530

Most expensive cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Prospect$2,580
2Hebron$2,210
3Burlington$2,100
4Independence$1,990
5Florence$1,900
6Vine Grove$1,870
7Louisville (this page)$1,818
8Cold Spring$1,760
9Erlanger$1,720
10Lexington$1,713
11Fort Thomas$1,710
12Alexandria$1,700
13Oak Grove$1,680
14Elizabethtown$1,600
15Fort Wright$1,598

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Louisville.

CityDistance3-Bedroom rentvs Louisville
Jeffersonville, IN8.3 mi$1,740$-78 (-4%)
Clarksville, IN8.7 mi$1,600$-218 (-12%)
New Albany, IN11.8 mi$1,640$-178 (-10%)
Prospect, KY12.2 mi$2,580+$762 (+42%)
Sellersburg, IN14.1 mi$1,880+$62 (+3%)
Shepherdsville, KY16.5 mi$1,590$-228 (-13%)
Charlestown, IN18 mi$1,550$-268 (-15%)
Radcliff, KY32.1 mi$1,420$-398 (-22%)
Bardstown, KY32.2 mi$1,270$-548 (-30%)
Shelbyville, KY33.5 mi$1,540$-278 (-15%)
Elizabethtown, KY36.5 mi$1,600$-218 (-12%)
Vine Grove, KY38.6 mi$1,870+$52 (+3%)

3-Bedroom rent in Louisville — common questions

How much is a 3-bedroom apartment in Louisville?

As of July 2026, the median 3-bedroom apartment rent in Louisville, Kentucky is $1,818 per month. This is +30% higher than the citywide median of $1,394.

What income do you need to afford a 3-bedroom in Louisville?

Using the standard 30% rent-to-income rule, you would need an annual income of about $72,720 ($6,060/month gross), which works out to roughly $34.96/hour at a full-time job.

Is Louisville expensive for a 3-bedroom compared to the rest of the US?

Louisville's 3-bedroom median of $1,818 is +15% below the national 3-bedroom median of $2,130. It ranks in the 34th percentile of US cities tracked.

How does Louisville rank for 3-bedroom rent in Kentucky?

Among the 38 cities in Kentucky with 3-bedroom data, Louisville ranks #32 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Louisville?

Yes — nearby cities with cheaper 3-bedroom rents include Jeffersonville ($1,740), Clarksville ($1,600), New Albany ($1,640).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Louisville, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.