3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Prospect, KY

$2,580/mo

Median asking rent for a 3-bedroom apartment in Prospect, Kentucky as of July 2026. That's +10% higher than the citywide median of $2,343 and +21% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,580
July 2026
vs city overall
+10%
$2,343 city median
vs national
+21%
$2,130 US median
Kentucky rank
#38
of 38 cities

Income needed for a 3-bedroom in Prospect

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$103,200
Monthly gross
$8,600
Hourly (full-time)
$49.62

Rent by apartment size in Prospect

Compare Prospect's median rent across every apartment size.

Studio
$1,510
1-Bedroom
$1,640
2-Bedroom
$2,000
3-Bedroom (current)
$2,580
4+ Bedroom
$2,990

Cheapest cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Corbin$1,100
2Morehead$1,110
3Russellville$1,210
4Bardstown$1,270
5Paducah$1,270
6Murray$1,300
7Richmond$1,330
8Lawrenceburg$1,370
9Radcliff$1,420
10Bowling Green$1,433
11Nicholasville$1,440
12Paris$1,440
13Versailles$1,440
14Winchester$1,440
15Owensboro$1,530

Most expensive cities for a 3-bedroom in Kentucky

#City3-Bedroom rent
1Prospect (this page)$2,580
2Hebron$2,210
3Burlington$2,100
4Independence$1,990
5Florence$1,900
6Vine Grove$1,870
7Louisville$1,818
8Cold Spring$1,760
9Erlanger$1,720
10Lexington$1,713
11Fort Thomas$1,710
12Alexandria$1,700
13Oak Grove$1,680
14Elizabethtown$1,600
15Fort Wright$1,598

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Prospect.

CityDistance3-Bedroom rentvs Prospect
Jeffersonville, IN7.3 mi$1,740$-840 (-33%)
Charlestown, IN7.9 mi$1,550$-1,030 (-40%)
Louisville, KY12.2 mi$1,818$-762 (-30%)
Clarksville, IN12.5 mi$1,600$-980 (-38%)
Sellersburg, IN12.8 mi$1,880$-700 (-27%)
New Albany, IN18.3 mi$1,640$-940 (-36%)
Shepherdsville, KY27.1 mi$1,590$-990 (-38%)
Shelbyville, KY28.4 mi$1,540$-1,040 (-40%)
Bardstown, KY39.3 mi$1,270$-1,310 (-51%)
Radcliff, KY44.3 mi$1,420$-1,160 (-45%)
Elizabethtown, KY48.2 mi$1,600$-980 (-38%)
Lawrenceburg, KY49.2 mi$1,370$-1,210 (-47%)

3-Bedroom rent in Prospect — common questions

How much is a 3-bedroom apartment in Prospect?

As of July 2026, the median 3-bedroom apartment rent in Prospect, Kentucky is $2,580 per month. This is +10% higher than the citywide median of $2,343.

What income do you need to afford a 3-bedroom in Prospect?

Using the standard 30% rent-to-income rule, you would need an annual income of about $103,200 ($8,600/month gross), which works out to roughly $49.62/hour at a full-time job.

Is Prospect expensive for a 3-bedroom compared to the rest of the US?

Prospect's 3-bedroom median of $2,580 is +21% above the national 3-bedroom median of $2,130. It ranks in the 69th percentile of US cities tracked.

How does Prospect rank for 3-bedroom rent in Kentucky?

Among the 38 cities in Kentucky with 3-bedroom data, Prospect ranks #38 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Prospect?

Yes — nearby cities with cheaper 3-bedroom rents include Jeffersonville ($1,740), Charlestown ($1,550), Louisville ($1,818).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Prospect, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.