3-Bedroom Apartment Rent in Fort Thomas, KY
Median asking rent for a 3-bedroom apartment in Fort Thomas, Kentucky as of July 2026. That's +22% higher than the citywide median of $1,402 and +20% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Fort Thomas
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Fort Thomas
Compare Fort Thomas's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Corbin | $1,100 |
| 2 | Morehead | $1,110 |
| 3 | Russellville | $1,210 |
| 4 | Bardstown | $1,270 |
| 5 | Paducah | $1,270 |
| 6 | Murray | $1,300 |
| 7 | Richmond | $1,330 |
| 8 | Lawrenceburg | $1,370 |
| 9 | Radcliff | $1,420 |
| 10 | Bowling Green | $1,433 |
| 11 | Nicholasville | $1,440 |
| 12 | Paris | $1,440 |
| 13 | Versailles | $1,440 |
| 14 | Winchester | $1,440 |
| 15 | Owensboro | $1,530 |
Most expensive cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,580 |
| 2 | Hebron | $2,210 |
| 3 | Burlington | $2,100 |
| 4 | Independence | $1,990 |
| 5 | Florence | $1,900 |
| 6 | Vine Grove | $1,870 |
| 7 | Louisville | $1,818 |
| 8 | Cold Spring | $1,760 |
| 9 | Erlanger | $1,720 |
| 10 | Lexington | $1,713 |
| 11 | Fort Thomas (this page) | $1,710 |
| 12 | Alexandria | $1,700 |
| 13 | Oak Grove | $1,680 |
| 14 | Elizabethtown | $1,600 |
| 15 | Fort Wright | $1,598 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Fort Thomas.
| City | Distance | 3-Bedroom rent | vs Fort Thomas |
|---|---|---|---|
| Dayton, KY | 2.1 mi | $1,580 | $-130 (-8%) |
| Newport, KY | 2.3 mi | $1,540 | $-170 (-10%) |
| Covington, KY | 4.7 mi | $1,590 | $-120 (-7%) |
| Cold Spring, KY | 4.7 mi | $1,760 | +$50 (+3%) |
| Cincinnati, OH | 5.2 mi | $1,702 | $-8 (0%) |
| Norwood, OH | 5.7 mi | $1,640 | $-70 (-4%) |
| Fort Wright, KY | 6 mi | $1,598 | $-112 (-7%) |
| Reading, OH | 9.8 mi | $1,187 | $-523 (-31%) |
| Kenwood, OH | 10.7 mi | $2,274 | +$564 (+33%) |
| Erlanger, KY | 11.3 mi | $1,720 | +$10 (+1%) |
| Blue Ash, OH | 11.6 mi | $1,847 | +$137 (+8%) |
| Woodlawn, OH | 11.8 mi | $1,464 | $-246 (-14%) |
3-Bedroom rent in Fort Thomas — common questions
How much is a 3-bedroom apartment in Fort Thomas?
As of July 2026, the median 3-bedroom apartment rent in Fort Thomas, Kentucky is $1,710 per month. This is +22% higher than the citywide median of $1,402.
What income do you need to afford a 3-bedroom in Fort Thomas?
Using the standard 30% rent-to-income rule, you would need an annual income of about $68,400 ($5,700/month gross), which works out to roughly $32.88/hour at a full-time job.
Is Fort Thomas expensive for a 3-bedroom compared to the rest of the US?
Fort Thomas's 3-bedroom median of $1,710 is +20% below the national 3-bedroom median of $2,130. It ranks in the 28th percentile of US cities tracked.
How does Fort Thomas rank for 3-bedroom rent in Kentucky?
Among the 38 cities in Kentucky with 3-bedroom data, Fort Thomas ranks #28 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Fort Thomas?
Yes — nearby cities with cheaper 3-bedroom rents include Dayton ($1,580), Newport ($1,540), Covington ($1,590).