3-Bedroom Apartment Rent in Owensboro, KY
Median asking rent for a 3-bedroom apartment in Owensboro, Kentucky as of August 2026. That's +32% higher than the citywide median of $1,161 and +28% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Owensboro
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Owensboro
Compare Owensboro's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Morehead | $1,110 |
| 2 | Franklin | $1,132 |
| 3 | Bardstown | $1,270 |
| 4 | Paducah | $1,270 |
| 5 | Murray | $1,300 |
| 6 | Richmond | $1,330 |
| 7 | Lawrenceburg | $1,370 |
| 8 | Radcliff | $1,420 |
| 9 | Bowling Green | $1,433 |
| 10 | Nicholasville | $1,440 |
| 11 | Versailles | $1,440 |
| 12 | Winchester | $1,440 |
| 13 | Owensboro (this page) | $1,530 |
| 14 | Frankfort | $1,540 |
| 15 | Newport | $1,540 |
Most expensive cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,580 |
| 2 | Hebron | $2,210 |
| 3 | Burlington | $2,100 |
| 4 | Independence | $1,990 |
| 5 | Florence | $1,900 |
| 6 | Vine Grove | $1,870 |
| 7 | Louisville | $1,818 |
| 8 | La Grange | $1,770 |
| 9 | Erlanger | $1,720 |
| 10 | Lexington | $1,713 |
| 11 | Fort Thomas | $1,710 |
| 12 | Oak Grove | $1,680 |
| 13 | Elizabethtown | $1,600 |
| 14 | Fort Wright | $1,598 |
| 15 | Shepherdsville | $1,590 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 4 of these cities have cheaper 3-bedroom rents than Owensboro.
| City | Distance | 3-Bedroom rent | vs Owensboro |
|---|---|---|---|
| Newburgh, IN | 19.7 mi | $1,520 | $-10 (-1%) |
| Evansville, IN | 32.3 mi | $1,322 | $-208 (-14%) |
| Hopkinsville, KY | 63.7 mi | $1,580 | +$50 (+3%) |
| Vine Grove, KY | 73.2 mi | $1,870 | +$340 (+22%) |
| Bowling Green, KY | 75 mi | $1,433 | $-97 (-6%) |
| Oak Grove, KY | 76.5 mi | $1,680 | +$150 (+10%) |
| Radcliff, KY | 84.1 mi | $1,420 | $-110 (-7%) |
| Clarksville, TN | 85.1 mi | $1,753 | +$223 (+15%) |
| Springfield, TN | 86.1 mi | $1,920 | +$390 (+25%) |
| Elizabethtown, KY | 90.5 mi | $1,600 | +$70 (+5%) |
| Portland, TN | 93.1 mi | $1,840 | +$310 (+20%) |
| White House, TN | 93.2 mi | $2,200 | +$670 (+44%) |
3-Bedroom rent in Owensboro — common questions
How much is a 3-bedroom apartment in Owensboro?
As of August 2026, the median 3-bedroom apartment rent in Owensboro, Kentucky is $1,530 per month. This is +32% higher than the citywide median of $1,161.
What income do you need to afford a 3-bedroom in Owensboro?
Using the standard 30% rent-to-income rule, you would need an annual income of about $61,200 ($5,100/month gross), which works out to roughly $29.42/hour at a full-time job.
Is Owensboro expensive for a 3-bedroom compared to the rest of the US?
Owensboro's 3-bedroom median of $1,530 is +28% below the national 3-bedroom median of $2,130. It ranks in the 18th percentile of US cities tracked.
How does Owensboro rank for 3-bedroom rent in Kentucky?
Among the 36 cities in Kentucky with 3-bedroom data, Owensboro ranks #13 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Owensboro?
Yes — nearby cities with cheaper 3-bedroom rents include Newburgh ($1,520), Evansville ($1,322), Bowling Green ($1,433).