3-Bedroom Apartment Rent in Winchester, KY
Median asking rent for a 3-bedroom apartment in Winchester, Kentucky as of August 2026. That's +17% higher than the citywide median of $1,226 and +32% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Winchester
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Winchester
Compare Winchester's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Morehead | $1,110 |
| 2 | Franklin | $1,132 |
| 3 | Bardstown | $1,270 |
| 4 | Paducah | $1,270 |
| 5 | Murray | $1,300 |
| 6 | Richmond | $1,330 |
| 7 | Lawrenceburg | $1,370 |
| 8 | Radcliff | $1,420 |
| 9 | Bowling Green | $1,433 |
| 10 | Nicholasville | $1,440 |
| 11 | Versailles | $1,440 |
| 12 | Winchester (this page) | $1,440 |
| 13 | Owensboro | $1,530 |
| 14 | Frankfort | $1,540 |
| 15 | Newport | $1,540 |
Most expensive cities for a 3-bedroom in Kentucky
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,580 |
| 2 | Hebron | $2,210 |
| 3 | Burlington | $2,100 |
| 4 | Independence | $1,990 |
| 5 | Florence | $1,900 |
| 6 | Vine Grove | $1,870 |
| 7 | Louisville | $1,818 |
| 8 | La Grange | $1,770 |
| 9 | Erlanger | $1,720 |
| 10 | Lexington | $1,713 |
| 11 | Fort Thomas | $1,710 |
| 12 | Oak Grove | $1,680 |
| 13 | Elizabethtown | $1,600 |
| 14 | Fort Wright | $1,598 |
| 15 | Shepherdsville | $1,590 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 4 of these cities have cheaper 3-bedroom rents than Winchester.
| City | Distance | 3-Bedroom rent | vs Winchester |
|---|---|---|---|
| Richmond, KY | 18.5 mi | $1,330 | $-110 (-8%) |
| Lexington, KY | 24.3 mi | $1,713 | +$273 (+19%) |
| Nicholasville, KY | 29.6 mi | $1,440 | — |
| Georgetown, KY | 33.8 mi | $1,550 | +$110 (+8%) |
| Versailles, KY | 41.1 mi | $1,440 | — |
| Morehead, KY | 52.9 mi | $1,110 | $-330 (-23%) |
| Frankfort, KY | 53.2 mi | $1,540 | +$100 (+7%) |
| Franklin, KY | 53.3 mi | $1,132 | $-308 (-21%) |
| Lawrenceburg, KY | 57.6 mi | $1,370 | $-70 (-5%) |
| Independence, KY | 72.2 mi | $1,990 | +$550 (+38%) |
| Amelia, OH | 72.4 mi | $1,520 | +$80 (+6%) |
| Shelbyville, KY | 75.2 mi | $1,540 | +$100 (+7%) |
3-Bedroom rent in Winchester — common questions
How much is a 3-bedroom apartment in Winchester?
As of August 2026, the median 3-bedroom apartment rent in Winchester, Kentucky is $1,440 per month. This is +17% higher than the citywide median of $1,226.
What income do you need to afford a 3-bedroom in Winchester?
Using the standard 30% rent-to-income rule, you would need an annual income of about $57,600 ($4,800/month gross), which works out to roughly $27.69/hour at a full-time job.
Is Winchester expensive for a 3-bedroom compared to the rest of the US?
Winchester's 3-bedroom median of $1,440 is +32% below the national 3-bedroom median of $2,130. It ranks in the 13th percentile of US cities tracked.
How does Winchester rank for 3-bedroom rent in Kentucky?
Among the 36 cities in Kentucky with 3-bedroom data, Winchester ranks #12 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Winchester?
Yes — nearby cities with cheaper 3-bedroom rents include Richmond ($1,330), Morehead ($1,110), Franklin ($1,132).