2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Utica, NY

$1,115/mo

Median asking rent for a 2-bedroom apartment in Utica, New York as of July 2026. That's +18% lower than the citywide median of $1,365 and +33% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,115
July 2026
vs city overall
-18%
$1,365 city median
vs national
-33%
$1,655 US median
New York rank
#8
of 124 cities

Income needed for a 2-bedroom in Utica

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$44,600
Monthly gross
$3,717
Hourly (full-time)
$21.44

Rent by apartment size in Utica

Compare Utica's median rent across every apartment size.

Studio
$885
1-Bedroom
$895
2-Bedroom (current)
$1,115
3-Bedroom
$1,345
4+ Bedroom
$1,590

Cheapest cities for a 2-bedroom in New York

#City2-Bedroom rent
1Elmira$1,005
2Gloversville$1,040
3Lockport$1,050
4Niagara Falls$1,055
5North Tonawanda$1,070
6Auburn$1,080
7Potsdam$1,110
8Utica (this page)$1,115
9Endicott$1,140
10Palmyra$1,180
11Rome$1,180
12Binghamton$1,193
13Buffalo$1,209
14Corning$1,210
15Johnson City$1,210

Most expensive cities for a 2-bedroom in New York

#City2-Bedroom rent
1Rye$4,170
2Garden City$3,880
3Harrison$3,810
4Scarsdale$3,590
5Nanuet$3,530
6Dobbs Ferry$3,370
7White Plains$3,234
8Larchmont$3,180
9Plainview$3,170
10Farmingville$3,170
11Mamaroneck$3,150
12Port Chester$3,120
13Hicksville$3,120
14Ossining$3,050
15New York$3,032

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 2-bedroom rents than Utica.

CityDistance2-Bedroom rentvs Utica
Whitesboro, NY10.2 mi$1,260+$145 (+13%)
Rome, NY20.1 mi$1,180+$65 (+6%)
Oneonta, NY44.6 mi$1,220+$105 (+9%)
Gloversville, NY58.7 mi$1,040$-75 (-7%)
Syracuse, NY66.5 mi$1,309+$194 (+17%)
Liverpool, NY69.8 mi$1,495+$380 (+34%)
Amsterdam, NY71.2 mi$1,240+$125 (+11%)
Watertown, NY77.1 mi$1,230+$115 (+10%)
Camillus, NY77.4 mi$1,530+$415 (+37%)
Cortland, NY79.1 mi$1,500+$385 (+35%)
Baldwinsville, NY81.1 mi$1,520+$405 (+36%)
Binghamton, NY83.6 mi$1,193+$78 (+7%)

2-Bedroom rent in Utica — common questions

How much is a 2-bedroom apartment in Utica?

As of July 2026, the median 2-bedroom apartment rent in Utica, New York is $1,115 per month. This is +18% below the citywide median of $1,365.

What income do you need to afford a 2-bedroom in Utica?

Using the standard 30% rent-to-income rule, you would need an annual income of about $44,600 ($3,717/month gross), which works out to roughly $21.44/hour at a full-time job.

Is Utica expensive for a 2-bedroom compared to the rest of the US?

Utica's 2-bedroom median of $1,115 is +33% below the national 2-bedroom median of $1,655. It ranks in the 13th percentile of US cities tracked.

How does Utica rank for 2-bedroom rent in New York?

Among the 124 cities in New York with 2-bedroom data, Utica ranks #8 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Utica?

Yes — nearby cities with cheaper 2-bedroom rents include Gloversville ($1,040).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Utica, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.