3-Bedroom Apartment Rent in Utica, NY
Median asking rent for a 3-bedroom apartment in Utica, New York as of October 2026. That's +3% lower than the citywide median of $1,392 and +37% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Utica
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Utica
Compare Utica's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Clarence | $1,340 |
| 7 | Potsdam | $1,340 |
| 8 | Utica (this page) | $1,345 |
| 9 | Cortland | $1,355 |
| 10 | Auburn | $1,380 |
| 11 | Lancaster | $1,390 |
| 12 | Rome | $1,420 |
| 13 | Endicott | $1,470 |
| 14 | Buffalo | $1,480 |
| 15 | Oneonta | $1,480 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains | $4,030 |
| 11 | Mamaroneck | $3,930 |
| 12 | Hauppauge | $3,930 |
| 13 | Port Washington | $3,900 |
| 14 | Port Chester | $3,890 |
| 15 | Eastchester | $3,840 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Utica.
| City | Distance | 3-Bedroom rent | vs Utica |
|---|---|---|---|
| New Hartford, NY | 7.1 mi | $1,730 | +$385 (+29%) |
| Rome, NY | 20.1 mi | $1,420 | +$75 (+6%) |
| Oneonta, NY | 44.6 mi | $1,480 | +$135 (+10%) |
| Gloversville, NY | 58.7 mi | $1,250 | $-95 (-7%) |
| Syracuse, NY | 66.5 mi | $1,601 | +$256 (+19%) |
| Liverpool, NY | 69.8 mi | $1,830 | +$485 (+36%) |
| Amsterdam, NY | 71.2 mi | $1,500 | +$155 (+12%) |
| Watertown, NY | 77.1 mi | $1,660 | +$315 (+23%) |
| Camillus, NY | 77.4 mi | $1,870 | +$525 (+39%) |
| Cortland, NY | 79.1 mi | $1,355 | +$10 (+1%) |
| Baldwinsville, NY | 81.1 mi | $1,860 | +$515 (+38%) |
| Binghamton, NY | 83.6 mi | $1,540 | +$195 (+14%) |
3-Bedroom rent in Utica — common questions
How much is a 3-bedroom apartment in Utica?
As of October 2026, the median 3-bedroom apartment rent in Utica, New York is $1,345 per month. This is +3% below the citywide median of $1,392.
What income do you need to afford a 3-bedroom in Utica?
Using the standard 30% rent-to-income rule, you would need an annual income of about $53,800 ($4,483/month gross), which works out to roughly $25.87/hour at a full-time job.
Is Utica expensive for a 3-bedroom compared to the rest of the US?
Utica's 3-bedroom median of $1,345 is +37% below the national 3-bedroom median of $2,130. It ranks in the 8th percentile of US cities tracked.
How does Utica rank for 3-bedroom rent in New York?
Among the 119 cities in New York with 3-bedroom data, Utica ranks #8 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Utica?
Yes — nearby cities with cheaper 3-bedroom rents include Gloversville ($1,250).