ZIP Code · NY

ZIP 10304

Part of New York, NY

Pop. 45,658·Richmond County·165th most expensive ZIP in New York

Median rent (all units)

$2,760/mo

Year-over-Year

+3.7%

Month-over-Month

+1.6%

vs US Median

+$828

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10304 · $2,760

More expensive than 86% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,290

1 BR

$2,410

2 BR

$2,640

3 BR

$3,310

4 BR+

$3,590

Research median

$2,640/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

October. Asking rents in ZIP 10304 usually run 1.6% below trend in October and 2% above it in May, about $99 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 10304 is at its highest level since Zillow's records here began in August 2020.

Past year vs. the rest of New York

Rent in ZIP 10304 changed +3.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($71,561) is $1,789 a month. That is less than HUD's Fair Market Rent for a studio ($2,290).

Rank in New York

36th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 07002, 4 miles away, rents for 15% less ($2,338/mo), about $5,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10304. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,120/yr

At $2,760/mo median

Location

CityNew York

StateNY

CountyRichmond County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 3.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+3.7% YoY, +1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 10304 (New York, NY) is roughly split between renters and owners, 31.9% of residents hold a bachelor's degree or higher.

Population

45,658

Median income

$71,561

Median age

39.1

Renters

50.8%

Age distribution

20.6%

23.3%

27%

13.5%

15.6%

Under 1820.6%

18–3423.3%

35–5427%

55–6413.5%

65+15.6%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

38.3%

26.5%

23.3%

15.1%

White38.3%

Black26.5%

Hispanic23.3%

Asian15.1%

Education (25+)

15.9%

32.2%

20%

31.9%

No HS diploma15.9%

HS diploma32.2%

Some college20%

Bachelor's+31.9%

Housing tenure

49.2%

50.8%

Owner49.2%

Renter50.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10304 in New York, NY has changed in 5 years

Rent

$1,910 → $2,760

up 44.5%

Income

$64,539 → $71,561

up 10.9%

Population

43,849 → 45,658

up 4.1%

Renter share

51.6% → 50.8%

-0.8 pts

Bachelor's+

30.5% → 31.9%

+1.4 pts

Five years ago, renters in ZIP 10304 in New York, NY paid around $1,910 a month. That figure now sits near $2,760, up 44.5% from the 2021 baseline. On the earnings side, the typical household in ZIP 10304 in New York, NY now reports about $71,561, up from $64,539 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10304 in New York, NY adding about 1,809 residents over the five-year window, up 4.1% on net. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 10304 in New York, NY reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 10304

Last updated: October 17, 2026

ZIP code 10304 covers New York, NY. The median rent here is $2,760/mo as of October 2026. A 1-bedroom rents for a median of $2,410/mo. A 2-bedroom rents for a median of $2,640/mo.

At 46% of local median household income ($71,561/yr), ZIP 10304 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10304?

To keep rent at or below 30% of gross income, you would need to earn at least $110,000/year (about $53/hour full-time) to afford the median rent of $2,760/mo in ZIP 10304. The local median household income is $71,561/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10304?

Rent in ZIP 10304 has risen 3.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in August 2020.

When is the cheapest time to rent in ZIP 10304?

Asking rents in ZIP 10304 are usually lowest in October, about 1.6% below their yearly trend, and highest in May, about 2% above it. At today's median that is a gap of roughly $99 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 10304 compare to other ZIPs in New York?

ZIP 10304 is in the middle among New York ZIP codes for rent, ranking #165 of 334 at $2,760/mo. Over the year to September 2026, rent in ZIP 10304 changed +3.7%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.