ZIP Code · NY

ZIP 10304

Part of New York, NY
Pop. 45,658·Richmond County·193rd most expensive ZIP in New York
Median rent (all units)
$2,622/mo
Year-over-Year
+0.4%
Month-over-Month
-2.4%
vs US Median
+$657
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 10304 · $2,622
More expensive than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,290
1 BR
$2,410
2 BR
$2,640
3 BR
$3,310
4 BR+
$3,590
Research median
$2,640/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$31,464/yr
At $2,622/mo median
Location
StateNY
CountyRichmond County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 0.4% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.4% YoY, -2.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10304 (New York, NY) is roughly split between renters and owners, 31.9% of residents hold a bachelor's degree or higher.

Population
45,658
Median income
$71,561
Median age
39.1
Renters
50.8%
Age distribution
20.6%
23.3%
27%
13.5%
15.6%
Under 1820.6%
18–3423.3%
35–5427%
55–6413.5%
65+15.6%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
38.3%
26.5%
23.3%
15.1%
White38.3%
Black26.5%
Hispanic23.3%
Asian15.1%
Education (25+)
15.9%
32.2%
20%
31.9%
No HS diploma15.9%
HS diploma32.2%
Some college20%
Bachelor's+31.9%
Housing tenure
49.2%
50.8%
Owner49.2%
Renter50.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10304 in New York, NY has changed in 5 years

Rent
$1,838 → $2,622
up 42.7%
Income
$64,539 → $71,561
up 10.9%
Population
43,849 → 45,658
up 4.1%
Renter share
51.6% → 50.8%
-0.8 pts
Bachelor's+
30.5% → 31.9%
+1.4 pts

Five years ago, renters in ZIP 10304 in New York, NY paid around $1,838 a month. That figure now sits near $2,622, up 42.7% from the 2021 baseline. On the earnings side, the typical household in ZIP 10304 in New York, NY now reports about $71,561, up from $64,539 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10304 in New York, NY adding about 1,809 residents over the five-year window, up 4.1% on net. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 10304 in New York, NY reflects that arc in its own way.

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Local insights

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About renting in ZIP 10304

Last updated: July 20, 2026

ZIP code 10304 covers New York, NY. The median rent here is $2,622/mo as of July 2026. A 1-bedroom rents for a median of $2,410/mo. A 2-bedroom rents for a median of $2,640/mo.

At 44% of local median household income ($71,561/yr), ZIP 10304 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10304?

As of July 20, 2026, the median monthly rent in ZIP 10304 (New York, NY) is $2,622. This is based on aggregated data from public sources and community submissions.

How does ZIP 10304 rent compare to the US average?

ZIP 10304's median rent of $2,622/mo is $657 (33%) above the US national median of $1,965/mo.

How does ZIP 10304 compare to other ZIPs in New York?

ZIP 10304 falls in the middle range for New York, ranking #193 out of 344 ZIPs at $2,622/mo.

How much income do you need to rent in ZIP 10304?

To keep rent at or below 30% of gross income, you would need to earn at least $105,000/year (~$50/hour full-time) to afford the median rent of $2,622/mo in ZIP 10304. The local median household income is $71,561/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10304?

Rent in ZIP 10304 has been relatively stable over the past year, with a 0.4% change year over year as of July 20, 2026.

Is ZIP 10304 an affordable place to rent?

ZIP 10304 is considered stretched for renters. At $2,622/mo, rent takes approximately 44% of the local median household income ($71,561/yr). The standard benchmark is 30%. ZIP 10304 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 10304 residents rent vs. own?

According to Census data, approximately 50.8% of ZIP 10304 households are renters, while 49.2% are owner-occupied. With a majority renter population, ZIP 10304 has a strong rental market.

How does ZIP 10304 compare to the rest of New York?

ZIP 10304 is more affordable than New York overall. At $2,622/mo, it's $1,511 below the New York citywide median of $4,133/mo.

When was rent data for ZIP 10304 last updated?

Rent data for ZIP 10304 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
44%
STRETCHED

At $2,622/mo, rent takes ~44% of ZIP 10304's median household income ($71,561/yr). The standard benchmark is 30%.

ZIP 10304 44%Benchmark 30%
State income tax4–10.9%
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