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ZIP Code · NY

ZIP 12144

Pop. 22,111·Rensselaer County·235th most expensive ZIP in New York
Median rent (all units)
$1,970/mo
Year-over-Year
+7.2%
Month-over-Month
-0.7%
vs US Median
+$5
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12144 · $1,970
More expensive than 59% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,390
1 BR
$1,610
2 BR
$1,940
3 BR
$2,330
4 BR+
$2,570
Research median
$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,640/yr
At $1,970/mo median
Location
StateNY
CountyRensselaer County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (7.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+7.2% YoY, -0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 12144 (Rensselaer, NY) is majority owner-occupied, has a median income above the national average, 38.1% of residents hold a bachelor's degree or higher.

Population
22,111
Median income
$90,738
Median age
40.7
Renters
41%
Age distribution
19.8%
21.4%
26.4%
16.3%
16.1%
Under 1819.8%
18–3421.4%
35–5426.4%
55–6416.3%
65+16.1%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
76.5%
White76.5%
Black6.4%
Hispanic5.8%
Asian7.4%
Other3.9%
Education (25+)
23%
31.2%
38.1%
No HS diploma7.7%
HS diploma23%
Some college31.2%
Bachelor's+38.1%
Housing tenure
59%
41%
Owner59%
Renter41%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12144 in Rensselaer, NY has changed in 5 years

Income
$85,993 → $90,738
up 5.5%
Population
21,623 → 22,111
up 2.3%
Renter share
43% → 41%
-2.0 pts
Bachelor's+
38.4% → 38.1%
-0.3 pts

On the earnings side, the typical household in ZIP 12144 in Rensselaer, NY now reports about $90,738, up from $85,993 in 2021. The population has grown by 2.3% since 2021, moving from about 21,623 residents to roughly 22,111. Renters now make up 41% of households, compared with 43% five years ago.

Community

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Local insights

Tips for renters in ZIP 12144

About renting in ZIP 12144

Last updated: July 20, 2026

ZIP code 12144 covers Rensselaer, NY. The median rent here is $1,970/mo as of July 2026. A 1-bedroom rents for a median of $1,610/mo. A 2-bedroom rents for a median of $1,940/mo.

At 26% of local median household income ($90,738/yr), ZIP 12144 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12144?

As of July 20, 2026, the median monthly rent in ZIP 12144 (Rensselaer, NY) is $1,970. This is based on aggregated data from public sources and community submissions.

How does ZIP 12144 rent compare to the US average?

ZIP 12144's median rent of $1,970/mo is $5 (0%) above the US national median of $1,965/mo.

How does ZIP 12144 compare to other ZIPs in New York?

ZIP 12144 is among the more affordable ZIP codes in New York, ranking #235 out of 344 ZIPs at $1,970/mo.

How much income do you need to rent in ZIP 12144?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,970/mo in ZIP 12144. The local median household income is $90,738/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12144?

Rent in ZIP 12144 has increased 7.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12144 an affordable place to rent?

ZIP 12144 is considered affordable for renters. At $1,970/mo, rent takes approximately 26% of the local median household income ($90,738/yr). The standard benchmark is 30%. ZIP 12144 falls comfortably within that range.

What percentage of ZIP 12144 residents rent vs. own?

According to Census data, approximately 41% of ZIP 12144 households are renters, while 59% are owner-occupied. ZIP 12144 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12144 compare to the rest of Rensselaer?

ZIP 12144 sits right at the Rensselaer citywide median of $1,970/mo.

When was rent data for ZIP 12144 last updated?

Rent data for ZIP 12144 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $1,970/mo, rent takes ~26% of ZIP 12144's median household income ($90,738/yr). The standard benchmark is 30%.

ZIP 12144 26%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12144 (Rensselaer, NY)

Recent submissions

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