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ZIP Code · NY

ZIP 12180

Part of Troy, NY
Pop. 53,479·Rensselaer County·281st most expensive ZIP in New York
Median rent (all units)
$1,524/mo
Year-over-Year
+8.3%
Month-over-Month
+0.6%
vs US Median
-$441
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 12180 · $1,524
More affordable than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,200
1 BR
$1,400
2 BR
$1,680
3 BR
$2,010
4 BR+
$2,220
Research median
$1,680/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,288/yr
At $1,524/mo median
Location
CityTroy
StateNY
CountyRensselaer County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.3% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 12180 (Troy, NY) is roughly split between renters and owners, skews toward younger working-age adults, 42% of residents hold a bachelor's degree or higher.

Population
53,479
Median income
$75,851
Median age
34
Renters
52.1%
Age distribution
16.3%
35.5%
21.7%
12.2%
14.4%
Under 1816.3%
18–3435.5%
35–5421.7%
55–6412.2%
65+14.4%
Gender
50.2%
49.8%
Male50.2%
Female49.8%
Race & ethnicity
70.6%
12.8%
White70.6%
Black12.8%
Hispanic8.8%
Asian4.7%
Other3.2%
Education (25+)
21.6%
28.1%
42%
No HS diploma8.3%
HS diploma21.6%
Some college28.1%
Bachelor's+42%
Housing tenure
47.9%
52.1%
Owner47.9%
Renter52.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12180 in Troy, NY has changed in 5 years

Rent
$1,145 → $1,524
up 33.1%
Income
$61,595 → $75,851
up 23.1%
Population
53,729 → 53,479
down 0.5%
Renter share
54.8% → 52.1%
-2.7 pts
Bachelor's+
35.3% → 42%
+6.7 pts
Median age
34.5 → 34
-0.5 yrs

Across the past five years, the going rent in ZIP 12180 in Troy, NY has shifted from $1,145 to $1,524, up 33.1% since 2021. Census figures show median household income at $75,851 today, compared with $61,595 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 54.8% to 52.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 35.3% to 42% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 12180

Last updated: July 20, 2026

ZIP code 12180 covers Troy, NY. The median rent here is $1,524/mo as of July 2026. A 1-bedroom rents for a median of $1,400/mo. A 2-bedroom rents for a median of $1,680/mo.

At 24% of local median household income ($75,851/yr), ZIP 12180 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12180?

As of July 20, 2026, the median monthly rent in ZIP 12180 (Troy, NY) is $1,524. This is based on aggregated data from public sources and community submissions.

How does ZIP 12180 rent compare to the US average?

ZIP 12180's median rent of $1,524/mo is $441 (22%) below the US national median of $1,965/mo.

How does ZIP 12180 compare to other ZIPs in New York?

ZIP 12180 is among the more affordable ZIP codes in New York, ranking #281 out of 344 ZIPs at $1,524/mo.

How much income do you need to rent in ZIP 12180?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,524/mo in ZIP 12180. The local median household income is $75,851/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12180?

Rent in ZIP 12180 has increased 8.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12180 an affordable place to rent?

ZIP 12180 is considered very affordable for renters. At $1,524/mo, rent takes approximately 24% of the local median household income ($75,851/yr). The standard benchmark is 30%. ZIP 12180 falls comfortably within that range.

What percentage of ZIP 12180 residents rent vs. own?

According to Census data, approximately 52.1% of ZIP 12180 households are renters, while 47.9% are owner-occupied. With a majority renter population, ZIP 12180 has a strong rental market.

How does ZIP 12180 compare to the rest of Troy?

ZIP 12180 is pricier than Troy as a whole. At $1,524/mo, it's $23 above the Troy citywide median of $1,501/mo.

When was rent data for ZIP 12180 last updated?

Rent data for ZIP 12180 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
24%
VERY AFFORDABLE

At $1,524/mo, rent takes ~24% of ZIP 12180's median household income ($75,851/yr). The standard benchmark is 30%.

ZIP 12180 24%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12180 (Troy, NY)

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