ZIP Code · NY

ZIP 12401

Part of Kingston, NY

Pop. 35,136·Ulster County·237th most expensive ZIP in New York

Median rent (all units)

$1,862/mo

Year-over-Year

+2.3%

Month-over-Month

-1.4%

vs US Median

-$70

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 12401 · $1,862

More expensive than 53% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,340

1 BR

$1,430

2 BR

$1,870

3 BR

$2,310

4 BR+

$2,480

Research median

$1,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 12401 is 1.9% below its high of $1,899 in June 2026, at $1,862 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 12401 changed +2.3% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($69,305) is $1,733 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,430); a 2-bedroom is $1,870.

From Zillow's monthly rent index (ZORI) for ZIP 12401. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,344/yr

At $1,862/mo median

Location

CityKingston

StateNY

CountyUlster County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.3% YoY, -1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 12401 (Kingston, NY) is majority owner-occupied, 32.1% of residents hold a bachelor's degree or higher.

Population

35,136

Median income

$69,305

Median age

40.9

Renters

42.6%

Age distribution

19.5%

21.9%

24.8%

14.1%

19.8%

Under 1819.5%

18–3421.9%

35–5424.8%

55–6414.1%

65+19.8%

Gender

49.2%

50.8%

Male49.2%

Female50.8%

Race & ethnicity

70%

12.9%

White70%

Black10.2%

Hispanic12.9%

Asian2.6%

Other4.3%

Education (25+)

29.7%

28%

32.1%

No HS diploma10.2%

HS diploma29.7%

Some college28%

Bachelor's+32.1%

Housing tenure

57.4%

42.6%

Owner57.4%

Renter42.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 12401 in Kingston, NY has changed in 5 years

Rent

$1,641 → $1,862

up 13.5%

Income

$61,261 → $69,305

up 13.1%

Population

35,225 → 35,136

down 0.3%

Renter share

45.3% → 42.6%

-2.7 pts

Bachelor's+

28.5% → 32.1%

+3.6 pts

Median age

40 → 40.9

+0.9 yrs

Five years ago, renters in ZIP 12401 in Kingston, NY paid around $1,641 a month. That figure now sits near $1,862, up 13.5% from the 2023 baseline. Median household income climbed from $61,261 to $69,305 between 2021 and 2024, a 13.1% shift. The renter share has eased from 45.3% to 42.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 28.5% to 32.1% across the same window. Taken together, the five-year picture in ZIP 12401 in Kingston, NY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 12401

Last updated: October 17, 2026

ZIP code 12401 covers Kingston, NY. The median rent here is $1,862/mo as of October 2026. A 1-bedroom rents for a median of $1,430/mo. A 2-bedroom rents for a median of $1,870/mo.

At 32% of local median household income ($69,305/yr), ZIP 12401 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12401?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,862/mo in ZIP 12401. The local median household income is $69,305/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 12401?

Rent in ZIP 12401 has risen 2.3% over the past year as of September 2026. It sits 1.9% below its high of $1,899 in June 2026.

How does ZIP 12401 compare to other ZIPs in New York?

ZIP 12401 is one of the more affordable among New York ZIP codes for rent, ranking #237 of 334 at $1,862/mo. Over the year to September 2026, rent in ZIP 12401 changed +2.3%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.