ZIP Code · NY

ZIP 12561

Pop. 19,830·Ulster County·230th most expensive ZIP in New York
Median rent (all units)
$1,950/mo
Year-over-Year
Stable
Month-over-Month
-31.5%
vs US Median
+$18
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12561 · $1,950
More expensive than 58% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,520
1 BR
$1,620
2 BR
$2,120
3 BR
$2,620
4 BR+
$2,810
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($92,288) is $2,307 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,120); a 3-bedroom is $2,620.

From Zillow's monthly rent index (ZORI) for ZIP 12561. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,400/yr
At $1,950/mo median
Location
StateNY
CountyUlster County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -31.5% MoM), not inventory.
Demographics

Who lives here

ZIP 12561 (New Paltz, NY) is majority owner-occupied, skews toward younger working-age adults, has a median income above the national average, 59.3% of residents hold a bachelor's degree or higher.

Population
19,830
Median income
$92,288
Median age
31.8
Renters
42.8%
Age distribution
13%
39.2%
17.1%
13%
17.7%
Under 1813%
18–3439.2%
35–5417.1%
55–6413%
65+17.7%
Gender
47%
53%
Male47%
Female53%
Race & ethnicity
74.2%
12.1%
White74.2%
Black6.6%
Hispanic12.1%
Asian4.6%
Other2.5%
Education (25+)
17.8%
19.4%
59.3%
No HS diploma3.6%
HS diploma17.8%
Some college19.4%
Bachelor's+59.3%
Housing tenure
57.2%
42.8%
Owner57.2%
Renter42.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12561 in New Paltz, NY has changed in 5 years

Income
$80,558 → $92,288
up 14.6%
Population
18,058 → 19,830
up 9.8%
Renter share
37.1% → 42.8%
+5.7 pts
Bachelor's+
54.2% → 59.3%
+5.1 pts
Median age
34 → 31.8
-2.2 yrs

On the earnings side, the typical household in ZIP 12561 in New Paltz, NY now reports about $92,288, up from $80,558 in 2021. The population has grown by 9.8% since 2021, moving from about 18,058 residents to roughly 19,830. Renters now make up 42.8% of households, compared with 37.1% five years ago. College-educated residents now make up 59.3% of adults here, versus 54.2% in 2021.

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Local insights

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About renting in ZIP 12561

Last updated: October 17, 2026

ZIP code 12561 covers New Paltz, NY. The median rent here is $1,950/mo as of October 2026. A 1-bedroom rents for a median of $1,620/mo. A 2-bedroom rents for a median of $2,120/mo.

At 25% of local median household income ($92,288/yr), ZIP 12561 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12561?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,950/mo in ZIP 12561. The local median household income is $92,288/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 12561?

Rent in ZIP 12561 has been roughly flat over the past year, a 0.0% change.

How does ZIP 12561 compare to other ZIPs in New York?

ZIP 12561 is one of the more affordable among New York ZIP codes for rent, ranking #230 of 334 at $1,950/mo.

How does ZIP 12561 compare to the rest of New Paltz?

At $1,950/mo, ZIP 12561 is $150 below the New Paltz citywide median of $2,100/mo.
Income Affordability
25%
AFFORDABLE

At $1,950/mo, rent takes ~25% of ZIP 12561's median household income ($92,288/yr). The standard benchmark is 30%.

ZIP 12561 25%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12561 (New Paltz, NY)

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