ZIP Code · NY

ZIP 12583

Part of Tivoli, NY

Pop. 1,994·Columbia County·246th most expensive ZIP in New York

Median rent (all units)

$2,160/mo

Year-over-Year

+1.9%

Month-over-Month

+1.9%

vs US Median

+$228

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 12583 · $2,160

More expensive than 71% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,610

1 BR

$1,760

2 BR

$2,160

3 BR

$2,690

4 BR+

$2,910

Research median

$2,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($79,583) is $1,990 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,760); a 2-bedroom is $2,160.

Cheaper nearby

ZIP 12401, 9 miles away, rents for 49% less ($1,862/mo), about $21,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 12583. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,920/yr

At $2,160/mo median

Location

CityTivoli

StateNY

CountyColumbia County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.9% YoY, +1.9% MoM), not inventory.

Demographics

Who lives here

ZIP 12583 (Tivoli, NY) is majority owner-occupied, has a large retiree population, 53.7% of residents hold a bachelor's degree or higher.

Population

1,994

Median income

$79,583

Median age

44.8

Renters

32.6%

Age distribution

15.5%

24%

27%

12.3%

21.2%

Under 1815.5%

18–3424%

35–5427%

55–6412.3%

65+21.2%

Gender

39.7%

60.3%

Male39.7%

Female60.3%

Race & ethnicity

83.9%

White83.9%

Hispanic9.6%

Asian7.7%

Education (25+)

23.7%

19.8%

53.7%

No HS diploma2.8%

HS diploma23.7%

Some college19.8%

Bachelor's+53.7%

Housing tenure

67.4%

32.6%

Owner67.4%

Renter32.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12583 in Tivoli, NY has changed in 5 years

Income

$81,154 → $79,583

down 1.9%

Population

1,837 → 1,994

up 8.5%

Renter share

31.7% → 32.6%

+0.9 pts

Bachelor's+

48.9% → 53.7%

+4.8 pts

Median age

42.2 → 44.8

+2.6 yrs

Median household income fell from $81,154 to $79,583 between 2021 and 2024, a 1.9% shift. Headcount in the area went from 1,837 to 1,994 between 2021 and 2024, a 8.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.9% to 53.7%.

Community

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Local insights

Tips for renters in ZIP 12583

About renting in ZIP 12583

Last updated: April 19, 2026

ZIP code 12583 covers Tivoli, NY. The median rent here is $2,160/mo as of April 2026. A 1-bedroom rents for a median of $1,760/mo. A 2-bedroom rents for a median of $2,160/mo.

At 33% of local median household income ($79,583/yr), ZIP 12583 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12583?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (about $41/hour full-time) to afford the median rent of $2,160/mo in ZIP 12583. The local median household income is $79,583/yr, so the typical household falls short of that bar.