ZIP Code · NY

ZIP 12534

Part of Hudson, NY
Pop. 17,176·Columbia County·195th most expensive ZIP in New York
Median rent (all units)
$2,546/mo
Year-over-Year
+8.4%
Month-over-Month
+3.0%
vs US Median
+$614
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 12534 · $2,546
More expensive than 81% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,370
2 BR
$1,560
3 BR
$1,880
4 BR+
$2,070
Research median
$1,560/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 12534 changed +8.4% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($72,741) is $1,819 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,560); a 3-bedroom is $1,880.

Cheaper nearby

ZIP 12414, 8 miles away, rents for 37% less ($1,600/mo), about $11,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 12534. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,552/yr
At $2,546/mo median
Location
CityHudson
StateNY
CountyColumbia County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.4% YoY, +3.0% MoM), not inventory.
Demographics

Who lives here

ZIP 12534 (Hudson, NY) is majority owner-occupied, has a large retiree population, 35.5% of residents hold a bachelor's degree or higher.

Population
17,176
Median income
$72,741
Median age
46.5
Renters
36.4%
Age distribution
13.8%
19.2%
27.9%
16.3%
22.8%
Under 1813.8%
18–3419.2%
35–5427.9%
55–6416.3%
65+22.8%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
73.9%
White73.9%
Black7.7%
Hispanic8.9%
Asian5.2%
Other4.3%
Education (25+)
13%
28.8%
22.8%
35.5%
No HS diploma13%
HS diploma28.8%
Some college22.8%
Bachelor's+35.5%
Housing tenure
63.6%
36.4%
Owner63.6%
Renter36.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12534 in Hudson, NY has changed in 5 years

Income
$61,361 → $72,741
up 18.5%
Population
18,194 → 17,176
down 5.6%
Renter share
42% → 36.4%
-5.6 pts
Bachelor's+
28.1% → 35.5%
+7.4 pts
Median age
45.2 → 46.5
+1.3 yrs

Median household income grew from $61,361 to $72,741 between 2021 and 2024, a 18.5% shift. Headcount in the area went from 18,194 to 17,176 between 2021 and 2024, a 5.6% change. About 36.4% of households rent today, against 42% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 28.1% to 35.5%.

Community

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Local insights

Tips for renters in ZIP 12534

About renting in ZIP 12534

Last updated: October 17, 2026

ZIP code 12534 covers Hudson, NY. The median rent here is $2,546/mo as of October 2026. A 1-bedroom rents for a median of $1,370/mo. A 2-bedroom rents for a median of $1,560/mo.

At 42% of local median household income ($72,741/yr), ZIP 12534 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12534?

To keep rent at or below 30% of gross income, you would need to earn at least $102,000/year (about $49/hour full-time) to afford the median rent of $2,546/mo in ZIP 12534. The local median household income is $72,741/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 12534?

Rent in ZIP 12534 has risen 8.4% over the past year.

How does ZIP 12534 compare to other ZIPs in New York?

ZIP 12534 is in the middle among New York ZIP codes for rent, ranking #195 of 334 at $2,546/mo. Over the year to September 2026, rent in ZIP 12534 changed +8.4%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 12534 compare to the rest of Hudson?

At $2,546/mo, ZIP 12534 is $43 below the Hudson citywide median of $2,589/mo.
Income Affordability
42%
STRETCHED

At $2,546/mo, rent takes ~42% of ZIP 12534's median household income ($72,741/yr). The standard benchmark is 30%.

ZIP 12534 42%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12534 (Hudson, NY)

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