ZIP Code · FL

ZIP 32204

Pop. 9,151·Duval County·594th most expensive ZIP in Florida
Median rent (all units)
$1,549/mo
Year-over-Year
+1.1%
Month-over-Month
+0.2%
vs US Median
-$383
Reported rents
Stable (Monthly)
Be the first to discuss 32204 rents ↓
Most AffordableMost Expensive
ZIP 32204 · $1,549
More affordable than 69% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,150
1 BR
$1,170
2 BR
$1,410
3 BR
$1,740
4 BR+
$2,180
Research median
$1,410/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 32204 usually run 0.8% below trend in January and 1.2% above it in June, about $31 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 32204 is 0.4% below its high of $1,555 in April 2026, at $1,549 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 32204 changed +1.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 32204 rose 39.2% while median household income rose 43.4% ($45,375 to $65,063). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 32204 is 38.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($65,063) is $1,627 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,410); a 3-bedroom is $1,740.

Rank in Jacksonville

12th cheapest of 29 ZIP codes in Jacksonville.

Cheaper nearby

ZIP 32209, 3 miles away, rents for 21% less ($1,216/mo), about $4,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32204. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,588/yr
At $1,549/mo median
Location
StateFL
CountyDuval County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.1% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 32204 (Jacksonville, FL) is majority renter-occupied, has a large retiree population, has a median income below the national average, 42.4% of residents hold a bachelor's degree or higher.

Population
9,151
Median income
$65,063
Median age
46.4
Renters
71.5%
Age distribution
27.5%
24.3%
14.3%
25.3%
Under 188.5%
18–3427.5%
35–5424.3%
55–6414.3%
65+25.3%
Gender
42.2%
57.8%
Male42.2%
Female57.8%
Race & ethnicity
53.6%
31.6%
White53.6%
Black31.6%
Hispanic6.7%
Asian4.9%
Other3.2%
Education (25+)
12.7%
22.1%
22.8%
42.4%
No HS diploma12.7%
HS diploma22.1%
Some college22.8%
Bachelor's+42.4%
Housing tenure
28.5%
71.5%
Owner28.5%
Renter71.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32204 in Jacksonville, FL has changed in 5 years

Rent
$1,219 → $1,549
up 27.1%
Income
$49,879 → $65,063
up 30.4%
Population
7,750 → 9,151
up 18.1%
Renter share
74.8% → 71.5%
-3.3 pts
Bachelor's+
45.8% → 42.4%
-3.4 pts
Median age
38.9 → 46.4
+7.5 yrs

Compared with 2021, rent in ZIP 32204 in Jacksonville, FL has increased by $330 per month, settling near $1,549 after starting the period at $1,219. Household income in the area moved from $49,879 to $65,063 across the same window, up 30.4% versus 2021. Income growth outran rent by about 3.3 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 7,750 to 9,151 between 2021 and 2024, a 18.1% change. About 71.5% of households rent today, against 74.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 45.8% to 42.4%. Reading these numbers side by side helps frame whether current listings in ZIP 32204 in Jacksonville, FL look reasonable against where the market sat half a decade ago.

Community

Discussions about ZIP 32204

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 32204

About renting in ZIP 32204

Last updated: October 17, 2026

ZIP code 32204 covers Jacksonville, FL. The median rent here is $1,549/mo as of October 2026. A 1-bedroom rents for a median of $1,170/mo. A 2-bedroom rents for a median of $1,410/mo.

At 29% of local median household income ($65,063/yr), ZIP 32204 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32204?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,549/mo in ZIP 32204. The local median household income is $65,063/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32204?

Rent in ZIP 32204 has risen 1.1% over the past year as of September 2026. It sits 0.4% below its high of $1,555 in April 2026.

When is the cheapest time to rent in ZIP 32204?

Asking rents in ZIP 32204 are usually lowest in January, about 0.8% below their yearly trend, and highest in June, about 1.2% above it. At today's median that is a gap of roughly $31 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 32204?

No. From 2019 to 2024, rent in ZIP 32204 rose 39.2% while median household income rose 43.4%, from $45,375 to $65,063. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 32204 compare to other ZIPs in Florida?

ZIP 32204 is one of the more affordable among Florida ZIP codes for rent, ranking #594 of 656 at $1,549/mo. Over the year to September 2026, rent in ZIP 32204 changed +1.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32204 compare to the rest of Jacksonville?

At $1,549/mo, ZIP 32204 is $40 below the Jacksonville citywide median of $1,589/mo. It is the 12th cheapest of 29 ZIP codes in Jacksonville.
Income Affordability
29%
AFFORDABLE

At $1,549/mo, rent takes ~29% of ZIP 32204's median household income ($65,063/yr). The standard benchmark is 30%.

ZIP 32204 29%Benchmark 30%
State income taxNone
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 32204 (Jacksonville, FL)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.