ZIP Code · FL

ZIP 32207

Pop. 36,998·Duval County·586th most expensive ZIP in Florida
Median rent (all units)
$1,571/mo
Year-over-Year
+4.4%
Month-over-Month
+0.3%
vs US Median
-$361
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 32207 · $1,571
More affordable than 68% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,250
2 BR
$1,500
3 BR
$1,850
4 BR+
$2,320
Research median
$1,500/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

June. Asking rents in ZIP 32207 usually run 0.4% below trend in June and 0.5% above it in March, about $14 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 32207 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Florida

Rent in ZIP 32207 changed +4.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 32207 rose 37.4% while median household income rose 29.3% ($50,465 to $65,234). Rent outpaced income.

Since before the pandemic

Rent in ZIP 32207 is 41.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 12 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($65,234) is $1,631 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,500); a 3-bedroom is $1,850.

Rank in Jacksonville

14th cheapest of 29 ZIP codes in Jacksonville.

Cheaper nearby

ZIP 32217, 4 miles away, rents for 14% less ($1,356/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32207. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,852/yr
At $1,571/mo median
Location
StateFL
CountyDuval County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 32207 (Jacksonville, FL) is roughly split between renters and owners, has a median income below the national average, 39.2% of residents hold a bachelor's degree or higher.

Population
36,998
Median income
$65,234
Median age
40
Renters
49.4%
Age distribution
20.6%
22.4%
26.4%
12.8%
17.8%
Under 1820.6%
18–3422.4%
35–5426.4%
55–6412.8%
65+17.8%
Gender
51.3%
48.7%
Male51.3%
Female48.7%
Race & ethnicity
58.7%
18.5%
13.6%
White58.7%
Black18.5%
Hispanic13.6%
Asian7.9%
Other1.3%
Education (25+)
22.4%
27%
39.2%
No HS diploma11.5%
HS diploma22.4%
Some college27%
Bachelor's+39.2%
Housing tenure
50.6%
49.4%
Owner50.6%
Renter49.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32207 in Jacksonville, FL has changed in 5 years

Rent
$1,222 → $1,571
up 28.6%
Income
$52,846 → $65,234
up 23.4%
Population
36,711 → 36,998
up 0.8%
Renter share
50.6% → 49.4%
-1.2 pts
Bachelor's+
35.9% → 39.2%
+3.3 pts
Median age
38.3 → 40
+1.7 yrs

Rent in ZIP 32207 in Jacksonville, FL has climbed 28.6% since 2021, going from about $1,222 per month to roughly $1,571 today. On the earnings side, the typical household in ZIP 32207 in Jacksonville, FL now reports about $65,234, up from $52,846 in 2021. Rent outpaced income growth by roughly 5.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 35.9% to 39.2%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32207 in Jacksonville, FL reflects that arc in its own way.

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Local insights

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About renting in ZIP 32207

Last updated: October 17, 2026

ZIP code 32207 covers Jacksonville, FL. The median rent here is $1,571/mo as of October 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,500/mo.

At 29% of local median household income ($65,234/yr), ZIP 32207 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32207?

To keep rent at or below 30% of gross income, you would need to earn at least $63,000/year (about $30/hour full-time) to afford the median rent of $1,571/mo in ZIP 32207. The local median household income is $65,234/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32207?

Rent in ZIP 32207 has risen 4.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 32207?

Asking rents in ZIP 32207 are usually lowest in June, about 0.4% below their yearly trend, and highest in March, about 0.5% above it. At today's median that is a gap of roughly $14 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 32207?

Yes. From 2019 to 2024, rent in ZIP 32207 rose 37.4% while median household income rose 29.3%, from $50,465 to $65,234. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 32207 compare to other ZIPs in Florida?

ZIP 32207 is one of the more affordable among Florida ZIP codes for rent, ranking #586 of 656 at $1,571/mo. Over the year to September 2026, rent in ZIP 32207 changed +4.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32207 compare to the rest of Jacksonville?

At $1,571/mo, ZIP 32207 is $18 below the Jacksonville citywide median of $1,589/mo. It is the 14th cheapest of 29 ZIP codes in Jacksonville.
Income Affordability
29%
AFFORDABLE

At $1,571/mo, rent takes ~29% of ZIP 32207's median household income ($65,234/yr). The standard benchmark is 30%.

ZIP 32207 29%Benchmark 30%
State income taxNone
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