ZIP Code · FL

ZIP 32209

Pop. 34,657·Duval County·656th most expensive ZIP in Florida
Median rent (all units)
$1,216/mo
Year-over-Year
+2.3%
Month-over-Month
+0.5%
vs US Median
-$716
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 32209 · $1,216
More affordable than 90% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$980
1 BR
$1,000
2 BR
$1,200
3 BR
$1,480
4 BR+
$1,850
Research median
$1,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in ZIP 32209 usually run 0.4% below trend in November and 0.7% above it in July, about $13 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 32209 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Florida

Rent in ZIP 32209 changed +2.3% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 32209 rose 54.3% while median household income rose 19.7% ($25,499 to $30,514). Rent outpaced income.

Since before the pandemic

Rent in ZIP 32209 is 54.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($30,514) is $763 a month. That is less than HUD's Fair Market Rent for a studio ($980).

Rank in Jacksonville

1st cheapest of 29 ZIP codes in Jacksonville.

From Zillow's monthly rent index (ZORI) for ZIP 32209. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,592/yr
At $1,216/mo median
Location
StateFL
CountyDuval County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.3% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 32209 (Jacksonville, FL) is roughly split between renters and owners, has a median income below the national average, 12.5% of residents hold a bachelor's degree or higher.

Population
34,657
Median income
$30,514
Median age
37.9
Renters
53%
Age distribution
24.8%
22.4%
21.7%
12.6%
18.6%
Under 1824.8%
18–3422.4%
35–5421.7%
55–6412.6%
65+18.6%
Gender
43.8%
56.2%
Male43.8%
Female56.2%
Race & ethnicity
88.4%
White6.5%
Black88.4%
Hispanic4.2%
Other0.7%
Education (25+)
17.4%
37.4%
32.6%
12.5%
No HS diploma17.4%
HS diploma37.4%
Some college32.6%
Bachelor's+12.5%
Housing tenure
47%
53%
Owner47%
Renter53%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32209 in Jacksonville, FL has changed in 5 years

Rent
$876 → $1,216
up 38.8%
Income
$26,890 → $30,514
up 13.5%
Population
35,915 → 34,657
down 3.5%
Renter share
54% → 53%
-1.0 pts
Bachelor's+
9.6% → 12.5%
+2.9 pts

Rent in ZIP 32209 in Jacksonville, FL has climbed 38.8% since 2021, going from about $876 per month to roughly $1,216 today. Local incomes tracked alongside that move, going from a median of $26,890 in 2021 to $30,514 more recently. Rent outpaced income growth by roughly 25.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 35,915 to 34,657 between 2021 and 2024, a 3.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 9.6% to 12.5%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 32209 in Jacksonville, FL market of 2021.

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About renting in ZIP 32209

Last updated: October 17, 2026

ZIP code 32209 covers Jacksonville, FL. The median rent here is $1,216/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,200/mo.

At 48% of local median household income ($30,514/yr), ZIP 32209 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32209?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,216/mo in ZIP 32209. The local median household income is $30,514/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32209?

Rent in ZIP 32209 has risen 2.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 32209?

Asking rents in ZIP 32209 are usually lowest in November, about 0.4% below their yearly trend, and highest in July, about 0.7% above it. At today's median that is a gap of roughly $13 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 32209?

Yes. From 2019 to 2024, rent in ZIP 32209 rose 54.3% while median household income rose 19.7%, from $25,499 to $30,514. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 32209 compare to other ZIPs in Florida?

ZIP 32209 is one of the more affordable among Florida ZIP codes for rent, ranking #656 of 656 at $1,216/mo. Over the year to September 2026, rent in ZIP 32209 changed +2.3%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32209 compare to the rest of Jacksonville?

At $1,216/mo, ZIP 32209 is $373 below the Jacksonville citywide median of $1,589/mo. It is the 1st cheapest of 29 ZIP codes in Jacksonville.
Income Affordability
48%
STRETCHED

At $1,216/mo, rent takes ~48% of ZIP 32209's median household income ($30,514/yr). The standard benchmark is 30%.

ZIP 32209 48%Benchmark 30%
State income taxNone
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