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ZIP Code · IN

ZIP 46615

Pop. 14,190·Saint Joseph County·72nd most expensive ZIP in Indiana
Median rent (all units)
$1,379/mo
Year-over-Year
+5.4%
Month-over-Month
-0.8%
vs US Median
-$586
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46615 · $1,379
More affordable than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$830
1 BR
$1,020
2 BR
$1,190
3 BR
$1,440
4 BR+
$1,580
Research median
$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,548/yr
At $1,379/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.4% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 46615 (South Bend, IN) is majority owner-occupied, has a median income below the national average, 33.6% of residents hold a bachelor's degree or higher.

Population
14,190
Median income
$62,964
Median age
35.7
Renters
36.9%
Age distribution
23.4%
25.5%
26.1%
15%
Under 1823.4%
18–3425.5%
35–5426.1%
55–6410%
65+15%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
67.1%
14.9%
White67.1%
Black14.9%
Hispanic10.4%
Asian2.9%
Other4.8%
Education (25+)
27.8%
28.8%
33.6%
No HS diploma9.9%
HS diploma27.8%
Some college28.8%
Bachelor's+33.6%
Housing tenure
63.1%
36.9%
Owner63.1%
Renter36.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46615 in South Bend, IN has changed in 5 years

Income
$47,408 → $62,964
up 32.8%
Population
13,949 → 14,190
up 1.7%
Renter share
38.4% → 36.9%
-1.5 pts
Bachelor's+
34.6% → 33.6%
-1.0 pts
Median age
36.6 → 35.7
-0.9 yrs

Median household income rose from $47,408 to $62,964 between 2021 and 2024, a 32.8% shift. The population has grown by 1.7% since 2021, moving from about 13,949 residents to roughly 14,190. Renters now make up 36.9% of households, compared with 38.4% five years ago.

Community

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Local insights

Tips for renters in ZIP 46615

About renting in ZIP 46615

Last updated: July 20, 2026

ZIP code 46615 covers South Bend, IN. The median rent here is $1,379/mo as of July 2026. A 1-bedroom rents for a median of $1,020/mo. A 2-bedroom rents for a median of $1,190/mo.

At 26% of local median household income ($62,964/yr), ZIP 46615 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46615?

As of July 20, 2026, the median monthly rent in ZIP 46615 (South Bend, IN) is $1,379. This is based on aggregated data from public sources and community submissions.

How does ZIP 46615 rent compare to the US average?

ZIP 46615's median rent of $1,379/mo is $586 (30%) below the US national median of $1,965/mo.

How does ZIP 46615 compare to other ZIPs in Indiana?

ZIP 46615 falls in the middle range for Indiana, ranking #72 out of 144 ZIPs at $1,379/mo.

How much income do you need to rent in ZIP 46615?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,379/mo in ZIP 46615. The local median household income is $62,964/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46615?

Rent in ZIP 46615 has increased 5.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46615 an affordable place to rent?

ZIP 46615 is considered affordable for renters. At $1,379/mo, rent takes approximately 26% of the local median household income ($62,964/yr). The standard benchmark is 30%. ZIP 46615 falls comfortably within that range.

What percentage of ZIP 46615 residents rent vs. own?

According to Census data, approximately 36.9% of ZIP 46615 households are renters, while 63.1% are owner-occupied. ZIP 46615 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46615 compare to the rest of South Bend?

ZIP 46615 is pricier than South Bend as a whole. At $1,379/mo, it's $69 above the South Bend citywide median of $1,310/mo.

When was rent data for ZIP 46615 last updated?

Rent data for ZIP 46615 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $1,379/mo, rent takes ~26% of ZIP 46615's median household income ($62,964/yr). The standard benchmark is 30%.

ZIP 46615 26%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46615 (South Bend, IN)

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