ZIP Code · TX

ZIP 75069

Part of McKinney, TX

Pop. 40,032·Collin County·409th most expensive ZIP in Texas

Median rent (all units)

$1,507/mo

Year-over-Year

-1.1%

Month-over-Month

Stable

vs US Median

-$425

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 75069 · $1,507

More affordable than 72% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,145

1 BR

$1,194

2 BR

$1,397

3 BR

$1,763

4 BR+

$2,240

Research median

$1,397/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 75069 usually run 0.8% below trend in December and 1% above it in May, about $27 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 75069 is 5.7% below its high of $1,598 in July 2022, at $1,507 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75069 changed -1.1% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 75069 rose 27.4% while median household income rose 46.8% ($58,106 to $85,327). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 75069 is 22.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

What a typical income covers

30% of the median household income ($85,327) is $2,133 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,990); a 3-bedroom is $2,510.

Rank in McKinney

1st cheapest of 4 ZIP codes in McKinney.

From Zillow's monthly rent index (ZORI) for ZIP 75069. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,084/yr

At $1,507/mo median

Location

CityMcKinney

StateTX

CountyCollin County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.1% YoY, +0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 75069 (McKinney, TX) is roughly split between renters and owners, 36.9% of residents hold a bachelor's degree or higher.

Population

40,032

Median income

$85,327

Median age

38.9

Renters

47.6%

Age distribution

21.5%

23.6%

25.8%

17.4%

Under 1821.5%

18–3423.6%

35–5425.8%

55–6411.7%

65+17.4%

Gender

49.3%

50.7%

Male49.3%

Female50.7%

Race & ethnicity

65.3%

27.3%

White65.3%

Black11.3%

Hispanic27.3%

Asian3.3%

Education (25+)

22.9%

28.8%

36.9%

No HS diploma11.5%

HS diploma22.9%

Some college28.8%

Bachelor's+36.9%

Housing tenure

52.4%

47.6%

Owner52.4%

Renter47.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75069 in McKinney, TX has changed in 5 years

Rent

$1,314 → $1,507

up 14.7%

Income

$66,086 → $85,327

up 29.1%

Population

37,479 → 40,032

up 6.8%

Renter share

48.5% → 47.6%

-0.9 pts

Bachelor's+

36% → 36.9%

+0.9 pts

Median age

38.3 → 38.9

+0.6 yrs

The median rent in ZIP 75069 in McKinney, TX stood at $1,314 in 2021 and currently runs about $1,507, reflecting a 14.7% increase over the period. Census figures show median household income at $85,327 today, compared with $66,086 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 6.8% since 2021, moving from about 37,479 residents to roughly 40,032. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 75069

Last updated: October 17, 2026

ZIP code 75069 covers McKinney, TX. The median rent here is $1,507/mo as of October 2026. A 1-bedroom rents for a median of $1,194/mo. A 2-bedroom rents for a median of $1,397/mo.

At 21% of local median household income ($85,327/yr), ZIP 75069 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75069?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,507/mo in ZIP 75069. The local median household income is $85,327/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75069?

Rent in ZIP 75069 has fallen 1.1% over the past year as of September 2026. It sits 5.7% below its high of $1,598 in July 2022.

When is the cheapest time to rent in ZIP 75069?

Asking rents in ZIP 75069 are usually lowest in December, about 0.8% below their yearly trend, and highest in May, about 1% above it. At today's median that is a gap of roughly $27 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 75069?

No. From 2019 to 2024, rent in ZIP 75069 rose 27.4% while median household income rose 46.8%, from $58,106 to $85,327. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 75069 compare to other ZIPs in Texas?

ZIP 75069 is in the middle among Texas ZIP codes for rent, ranking #409 of 693 at $1,507/mo. Over the year to September 2026, rent in ZIP 75069 changed -1.1%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.