ZIP Code · TX

ZIP 75454

Part of Melissa, TX

Pop. 22,990·Collin County·197th most expensive ZIP in Texas

Median rent (all units)

$1,784/mo

Year-over-Year

-0.1%

Month-over-Month

-0.5%

vs US Median

-$148

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 75454 · $1,784

More affordable than 52% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,357

1 BR

$1,414

2 BR

$1,655

3 BR

$2,084

4 BR+

$2,651

Research median

$1,655/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 75454 is 2.7% below its high of $1,833 in April 2023, at $1,784 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75454 changed -0.1% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($138,827) is $3,471 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,890); a 3-bedroom is $3,640.

Cheaper nearby

ZIP 75069, 7 miles away, rents for 16% less ($1,507/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75454. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,408/yr

At $1,784/mo median

Location

CityMelissa

StateTX

CountyCollin County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.1% YoY, -0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 75454 (Melissa, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 50.7% of residents hold a bachelor's degree or higher.

Population

22,990

Median income

$138,827

Median age

35.8

Renters

11.4%

Age distribution

30.7%

18.2%

36.4%

Under 1830.7%

18–3418.2%

35–5436.4%

55–648.3%

65+6.5%

Gender

51.2%

48.8%

Male51.2%

Female48.8%

Race & ethnicity

61.4%

14.7%

16.4%

White61.4%

Black14.7%

Hispanic16.4%

Asian10%

Education (25+)

20%

23.1%

50.7%

No HS diploma6.1%

HS diploma20%

Some college23.1%

Bachelor's+50.7%

Housing tenure

88.6%

Owner88.6%

Renter11.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 75454 in Melissa, TX has changed in 5 years

Rent

$1,833 → $1,784

down 2.7%

Income

$119,535 → $138,827

up 16.1%

Population

15,341 → 22,990

up 49.9%

Renter share

12.3% → 11.4%

-0.9 pts

Bachelor's+

44.1% → 50.7%

+6.6 pts

Across the past five years, the going rent in ZIP 75454 in Melissa, TX has shifted from $1,833 to $1,784, down 2.7% since 2023. On the earnings side, the typical household in ZIP 75454 in Melissa, TX now reports about $138,827, up from $119,535 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 75454 in Melissa, TX adding about 7,649 residents over the five-year window, up 49.9% on net. Bachelor's-degree-or-higher attainment moved from 44.1% to 50.7% across the same window. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 75454 in Melissa, TX reflects that arc in its own way.

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About renting in ZIP 75454

Last updated: October 17, 2026

ZIP code 75454 covers Melissa, TX. The median rent here is $1,784/mo as of October 2026. A 1-bedroom rents for a median of $1,414/mo. A 2-bedroom rents for a median of $1,655/mo.

At 15% of local median household income ($138,827/yr), ZIP 75454 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75454?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (about $34/hour full-time) to afford the median rent of $1,784/mo in ZIP 75454. The local median household income is $138,827/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75454?

Rent in ZIP 75454 has been roughly flat over the past year as of September 2026, a -0.1% change. It sits 2.7% below its high of $1,833 in April 2023.

How does ZIP 75454 compare to other ZIPs in Texas?

ZIP 75454 is one of the pricier among Texas ZIP codes for rent, ranking #197 of 693 at $1,784/mo. Over the year to September 2026, rent in ZIP 75454 changed -0.1%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.