ZIP Code · TX

ZIP 75071

Part of McKinney, TX
Pop. 72,964·Collin County·69th most expensive ZIP in Texas
Median rent (all units)
$2,061/mo
Year-over-Year
-0.8%
Month-over-Month
Stable
vs US Median
+$129
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 75071 · $2,061
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,566
1 BR
$1,631
2 BR
$1,914
3 BR
$2,407
4 BR+
$3,066
Research median
$1,914/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 75071 usually run 1.2% below trend in January and 1% above it in August, about $45 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 75071 is 3.8% below its high of $2,142 in July 2022, at $2,061 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75071 changed -0.8% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 75071 rose 34% while median household income rose 27.4% ($103,982 to $132,447). Rent outpaced income.

Since before the pandemic

Rent in ZIP 75071 is 28.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

What a typical income covers

30% of the median household income ($132,447) is $3,311 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,640); a 3-bedroom is $3,320.

Rank in McKinney

3rd cheapest of 4 ZIP codes in McKinney.

Cheaper nearby

ZIP 75454, 5 miles away, rents for 13% less ($1,784/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75071. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,732/yr
At $2,061/mo median
Location
StateTX
CountyCollin County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.8% YoY, +0.0% MoM), not inventory.
Demographics

Who lives here

ZIP 75071 (McKinney, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 52% of residents hold a bachelor's degree or higher.

Population
72,964
Median income
$132,447
Median age
37.5
Renters
25.7%
Age distribution
26.8%
18.7%
32.6%
Under 1826.8%
18–3418.7%
35–5432.6%
55–6411.3%
65+10.5%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
56.9%
12.9%
16.9%
12.1%
White56.9%
Black12.9%
Hispanic16.9%
Asian12.1%
Other1.2%
Education (25+)
15.6%
27.6%
52%
No HS diploma4.8%
HS diploma15.6%
Some college27.6%
Bachelor's+52%
Housing tenure
74.3%
25.7%
Owner74.3%
Renter25.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75071 in McKinney, TX has changed in 5 years

Rent
$1,734 → $2,061
up 18.9%
Income
$118,900 → $132,447
up 11.4%
Population
63,828 → 72,964
up 14.3%
Renter share
25.8% → 25.7%
-0.1 pts
Bachelor's+
48.8% → 52%
+3.2 pts
Median age
36.9 → 37.5
+0.6 yrs

Compared with 2021, rent in ZIP 75071 in McKinney, TX has increased by $327 per month, settling near $2,061 after starting the period at $1,734. Household income in the area moved from $118,900 to $132,447 across the same window, up 11.4% versus 2021. Rent outpaced income growth by roughly 7.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 63,828 to 72,964 between 2021 and 2024, a 14.3% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.8% to 52%. Reading these numbers side by side helps frame whether current listings in ZIP 75071 in McKinney, TX look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 75071

Last updated: October 17, 2026

ZIP code 75071 covers McKinney, TX. The median rent here is $2,061/mo as of October 2026. A 1-bedroom rents for a median of $1,631/mo. A 2-bedroom rents for a median of $1,914/mo.

At 19% of local median household income ($132,447/yr), ZIP 75071 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75071?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,061/mo in ZIP 75071. The local median household income is $132,447/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75071?

Rent in ZIP 75071 has fallen 0.8% over the past year as of September 2026. It sits 3.8% below its high of $2,142 in July 2022.

When is the cheapest time to rent in ZIP 75071?

Asking rents in ZIP 75071 are usually lowest in January, about 1.2% below their yearly trend, and highest in August, about 1% above it. At today's median that is a gap of roughly $45 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 75071?

Yes. From 2019 to 2024, rent in ZIP 75071 rose 34% while median household income rose 27.4%, from $103,982 to $132,447. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 75071 compare to other ZIPs in Texas?

ZIP 75071 is one of the pricier among Texas ZIP codes for rent, ranking #69 of 693 at $2,061/mo. Over the year to September 2026, rent in ZIP 75071 changed -0.8%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 75071 compare to the rest of McKinney?

At $2,061/mo, ZIP 75071 is $320 above the McKinney citywide median of $1,741/mo. It is the 3rd cheapest of 4 ZIP codes in McKinney.
Income Affordability
19%
VERY AFFORDABLE

At $2,061/mo, rent takes ~19% of ZIP 75071's median household income ($132,447/yr). The standard benchmark is 30%.

ZIP 75071 19%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 75071 (McKinney, TX)

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