ZIP Code · TX

ZIP 75072

Part of McKinney, TX

Pop. 55,087·Collin County·14th most expensive ZIP in Texas

Median rent (all units)

$2,411/mo

Year-over-Year

+0.8%

Month-over-Month

+0.4%

vs US Median

+$479

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 75072 · $2,411

More expensive than 77% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,380

1 BR

$2,470

2 BR

$2,900

3 BR

$3,650

4 BR+

$4,640

Research median

$2,900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 75072 usually run 1.4% below trend in January and 1.4% above it in July, about $68 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 75072 is 1.4% below its high of $2,445 in November 2023, at $2,411 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75072 changed +0.8% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Since before the pandemic

Rent in ZIP 75072 is 32.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($165,682) is $4,142 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,650); a 4-bedroom is $4,640.

Rank in McKinney

4th cheapest of 4 ZIP codes in McKinney.

Cheaper nearby

ZIP 75071, 1 mile away, rents for 15% less ($2,061/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75072. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,932/yr

At $2,411/mo median

Location

CityMcKinney

StateTX

CountyCollin County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.8% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 75072 (McKinney, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 63.4% of residents hold a bachelor's degree or higher.

Population

55,087

Median income

$165,682

Median age

39.6

Renters

17.4%

Age distribution

28%

15%

33%

12.1%

Under 1828%

18–3415%

35–5433%

55–6411.8%

65+12.1%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

65.8%

12.1%

12.4%

White65.8%

Black7.1%

Hispanic12.1%

Asian12.4%

Other2.5%

Education (25+)

23.6%

63.4%

No HS diploma1.8%

HS diploma11.2%

Some college23.6%

Bachelor's+63.4%

Housing tenure

82.6%

17.4%

Owner82.6%

Renter17.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75072 in McKinney, TX has changed in 5 years

Rent

$1,955 → $2,411

up 23.3%

Income

$135,858 → $165,682

up 22.0%

Population

54,446 → 55,087

up 1.2%

Renter share

18.2% → 17.4%

-0.8 pts

Bachelor's+

59.9% → 63.4%

+3.5 pts

Median age

39 → 39.6

+0.6 yrs

Across the past five years, the going rent in ZIP 75072 in McKinney, TX has shifted from $1,955 to $2,411, up 23.3% since 2021. Census figures show median household income at $165,682 today, compared with $135,858 five years earlier. Census counts show ZIP 75072 in McKinney, TX adding about 641 residents over the five-year window, up 1.2% on net. Bachelor's-degree-or-higher attainment moved from 59.9% to 63.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 75072

Last updated: October 17, 2026

ZIP code 75072 covers McKinney, TX. The median rent here is $2,411/mo as of October 2026. A 1-bedroom rents for a median of $2,470/mo. A 2-bedroom rents for a median of $2,900/mo.

At 17% of local median household income ($165,682/yr), ZIP 75072 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75072?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (about $46/hour full-time) to afford the median rent of $2,411/mo in ZIP 75072. The local median household income is $165,682/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75072?

Rent in ZIP 75072 has risen 0.8% over the past year as of September 2026. It sits 1.4% below its high of $2,445 in November 2023.

When is the cheapest time to rent in ZIP 75072?

Asking rents in ZIP 75072 are usually lowest in January, about 1.4% below their yearly trend, and highest in July, about 1.4% above it. At today's median that is a gap of roughly $68 a month. This pattern comes from 11 years of Zillow rent data.

How does ZIP 75072 compare to other ZIPs in Texas?

ZIP 75072 is one of the pricier among Texas ZIP codes for rent, ranking #14 of 693 at $2,411/mo. Over the year to September 2026, rent in ZIP 75072 changed +0.8%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.