ZIP Code · TX

ZIP 75078

Part of Prosper, TX

Pop. 53,011·Collin County·74th most expensive ZIP in Texas

Median rent (all units)

$2,041/mo

Year-over-Year

-1.7%

Month-over-Month

Stable

vs US Median

+$109

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 75078 · $2,041

More expensive than 63% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,555

1 BR

$1,616

2 BR

$1,894

3 BR

$2,383

4 BR+

$3,035

Research median

$1,894/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 75078 usually run 2.9% below trend in February and 3.3% above it in August, about $127 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 75078 is 6.5% below its high of $2,184 in March 2023, at $2,041 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75078 changed -1.7% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 3 of the last 12 months.

What a typical income covers

30% of the median household income ($196,564) is $4,914 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,470).

Cheaper nearby

ZIP 75034, 7 miles away, rents for 17% less ($1,688/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75078. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,492/yr

At $2,041/mo median

Location

CityProsper

StateTX

CountyCollin County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.7% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 75078 (Prosper, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 66.7% of residents hold a bachelor's degree or higher.

Population

53,011

Median income

$196,564

Median age

36.6

Renters

10.4%

Age distribution

33.1%

14.9%

36.9%

Under 1833.1%

18–3414.9%

35–5436.9%

55–647.1%

65+8.1%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

58.1%

13.4%

18.4%

White58.1%

Black7.7%

Hispanic13.4%

Asian18.4%

Other2.4%

Education (25+)

20.2%

66.7%

No HS diploma1.9%

HS diploma11.1%

Some college20.2%

Bachelor's+66.7%

Housing tenure

89.6%

Owner89.6%

Renter10.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 75078 in Prosper, TX has changed in 5 years

Rent

$2,133 → $2,041

down 4.3%

Income

$160,403 → $196,564

up 22.5%

Population

35,939 → 53,011

up 47.5%

Renter share

11.2% → 10.4%

-0.8 pts

Bachelor's+

64% → 66.7%

+2.7 pts

Median age

35 → 36.6

+1.6 yrs

Five years ago, renters in ZIP 75078 in Prosper, TX paid around $2,133 a month. That figure now sits near $2,041, down 4.3% from the 2022 baseline. Local incomes tracked alongside that move, going from a median of $160,403 in 2021 to $196,564 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 75078 in Prosper, TX adding about 17,072 residents over the five-year window, up 47.5% on net. Bachelor's-degree-or-higher attainment moved from 64% to 66.7% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 75078 in Prosper, TX market of 2022.

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About renting in ZIP 75078

Last updated: October 17, 2026

ZIP code 75078 covers Prosper, TX. The median rent here is $2,041/mo as of October 2026. A 1-bedroom rents for a median of $1,616/mo. A 2-bedroom rents for a median of $1,894/mo.

At 12% of local median household income ($196,564/yr), ZIP 75078 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75078?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,041/mo in ZIP 75078. The local median household income is $196,564/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75078?

Rent in ZIP 75078 has fallen 1.7% over the past year as of September 2026. It sits 6.5% below its high of $2,184 in March 2023.

When is the cheapest time to rent in ZIP 75078?

Asking rents in ZIP 75078 are usually lowest in February, about 2.9% below their yearly trend, and highest in August, about 3.3% above it. At today's median that is a gap of roughly $127 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 75078 compare to other ZIPs in Texas?

ZIP 75078 is one of the pricier among Texas ZIP codes for rent, ranking #74 of 693 at $2,041/mo. Over the year to September 2026, rent in ZIP 75078 changed -1.7%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.