ZIP Code · TX

ZIP 75092

Part of Sherman, TX

Pop. 28,342·Grayson County·612th most expensive ZIP in Texas

Median rent (all units)

$1,215/mo

Year-over-Year

-2.5%

Month-over-Month

-0.5%

vs US Median

-$717

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 75092 · $1,215

More affordable than 91% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,130

2 BR

$1,400

3 BR

$1,950

4 BR+

$2,240

Research median

$1,400/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 75092 is 8.1% below its high of $1,322 in January 2024, at $1,215 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75092 changed -2.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($68,036) is $1,701 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,400); a 3-bedroom is $1,950.

From Zillow's monthly rent index (ZORI) for ZIP 75092. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,580/yr

At $1,215/mo median

Location

CitySherman

StateTX

CountyGrayson County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 2.5% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-2.5% YoY, -0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 75092 (Sherman, TX) is majority owner-occupied, 31.1% of residents hold a bachelor's degree or higher.

Population

28,342

Median income

$68,036

Median age

40.6

Renters

41.9%

Age distribution

19.9%

24.2%

22.9%

13.6%

19.3%

Under 1819.9%

18–3424.2%

35–5422.9%

55–6413.6%

65+19.3%

Gender

49.4%

50.6%

Male49.4%

Female50.6%

Race & ethnicity

77.7%

White77.7%

Black5.7%

Hispanic11.4%

Asian3.4%

Other1.9%

Education (25+)

25.5%

36.7%

31.1%

No HS diploma6.7%

HS diploma25.5%

Some college36.7%

Bachelor's+31.1%

Housing tenure

58.1%

41.9%

Owner58.1%

Renter41.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 75092 in Sherman, TX has changed in 5 years

Rent

$1,275 → $1,215

down 4.7%

Income

$59,019 → $68,036

up 15.3%

Population

26,794 → 28,342

up 5.8%

Renter share

44.2% → 41.9%

-2.3 pts

Bachelor's+

29.3% → 31.1%

+1.8 pts

Median age

39.1 → 40.6

+1.5 yrs

Across the past five years, the going rent in ZIP 75092 in Sherman, TX has shifted from $1,275 to $1,215, down 4.7% since 2023. On the earnings side, the typical household in ZIP 75092 in Sherman, TX now reports about $68,036, up from $59,019 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 75092 in Sherman, TX adding about 1,548 residents over the five-year window, up 5.8% on net. The renter share has eased from 44.2% to 41.9%, with owner-occupied housing accounting for the remainder. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 75092 in Sherman, TX reflects that arc in its own way.

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About renting in ZIP 75092

Last updated: October 17, 2026

ZIP code 75092 covers Sherman, TX. The median rent here is $1,215/mo as of October 2026. A 1-bedroom rents for a median of $1,130/mo. A 2-bedroom rents for a median of $1,400/mo.

At 21% of local median household income ($68,036/yr), ZIP 75092 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75092?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,215/mo in ZIP 75092. The local median household income is $68,036/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75092?

Rent in ZIP 75092 has fallen 2.5% over the past year as of September 2026. It sits 8.1% below its high of $1,322 in January 2024.

How does ZIP 75092 compare to other ZIPs in Texas?

ZIP 75092 is one of the more affordable among Texas ZIP codes for rent, ranking #612 of 693 at $1,215/mo. Over the year to September 2026, rent in ZIP 75092 changed -2.5%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.