ZIP Code · TX

ZIP 75409

Part of Anna, TX

Pop. 27,131·Collin County·189th most expensive ZIP in Texas

Median rent (all units)

$1,796/mo

Year-over-Year

+0.6%

Month-over-Month

+0.7%

vs US Median

-$136

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 75409 · $1,796

More affordable than 51% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,364

1 BR

$1,424

2 BR

$1,665

3 BR

$2,100

4 BR+

$2,668

Research median

$1,665/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 75409 usually run 0.9% below trend in January and 1% above it in August, about $34 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 75409 is 2.4% below its high of $1,841 in February 2025, at $1,796 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75409 changed +0.6% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has risen 6 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($104,814) is $2,620 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,490); a 3-bedroom is $3,140.

From Zillow's monthly rent index (ZORI) for ZIP 75409. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,552/yr

At $1,796/mo median

Location

CityAnna

StateTX

CountyCollin County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.6% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 75409 (Anna, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 32.4% of residents hold a bachelor's degree or higher.

Population

27,131

Median income

$104,814

Median age

32.8

Renters

19.1%

Age distribution

27.6%

26.5%

29.4%

Under 1827.6%

18–3426.5%

35–5429.4%

55–649.3%

65+7.3%

Gender

49.2%

50.8%

Male49.2%

Female50.8%

Race & ethnicity

70.4%

14.1%

18.4%

White70.4%

Black14.1%

Hispanic18.4%

Asian2.8%

Education (25+)

25.7%

36.3%

32.4%

No HS diploma5.5%

HS diploma25.7%

Some college36.3%

Bachelor's+32.4%

Housing tenure

80.9%

19.1%

Owner80.9%

Renter19.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 75409 in Anna, TX has changed in 5 years

Rent

$1,711 → $1,796

up 5.0%

Income

$75,328 → $104,814

up 39.1%

Population

20,437 → 27,131

up 32.8%

Renter share

23.1% → 19.1%

-4.0 pts

Bachelor's+

34.4% → 32.4%

-2.0 pts

Across the past five years, the going rent in ZIP 75409 in Anna, TX has shifted from $1,711 to $1,796, up 5.0% since 2022. Local incomes tracked alongside that move, going from a median of $75,328 in 2021 to $104,814 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 75409 in Anna, TX adding about 6,694 residents over the five-year window, up 32.8% on net. The renter share has eased from 23.1% to 19.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.4% to 32.4% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 75409 in Anna, TX market of 2022.

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About renting in ZIP 75409

Last updated: October 17, 2026

ZIP code 75409 covers Anna, TX. The median rent here is $1,796/mo as of October 2026. A 1-bedroom rents for a median of $1,424/mo. A 2-bedroom rents for a median of $1,665/mo.

At 21% of local median household income ($104,814/yr), ZIP 75409 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75409?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (about $35/hour full-time) to afford the median rent of $1,796/mo in ZIP 75409. The local median household income is $104,814/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75409?

Rent in ZIP 75409 has risen 0.6% over the past year as of September 2026. It sits 2.4% below its high of $1,841 in February 2025.

When is the cheapest time to rent in ZIP 75409?

Asking rents in ZIP 75409 are usually lowest in January, about 0.9% below their yearly trend, and highest in August, about 1% above it. At today's median that is a gap of roughly $34 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 75409 compare to other ZIPs in Texas?

ZIP 75409 is one of the pricier among Texas ZIP codes for rent, ranking #189 of 693 at $1,796/mo. Over the year to September 2026, rent in ZIP 75409 changed +0.6%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.