ZIP Code · CA

ZIP 92106

Part of San Diego, CA

Pop. 21,651·San Diego County·402nd most expensive ZIP in California

Median rent (all units)

$2,875/mo

Year-over-Year

+2.8%

Month-over-Month

-0.2%

vs US Median

+$943

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 92106 · $2,875

More expensive than 88% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,430

1 BR

$2,610

2 BR

$3,190

3 BR

$4,250

4 BR+

$5,150

Research median

$3,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 92106 usually run 1.7% below trend in December and 1.6% above it in July, about $95 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 92106 is 0.2% below its high of $2,881 in August 2026, at $2,875 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92106 changed +2.8% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($142,897) is $3,572 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,190); a 3-bedroom is $4,250.

Rank in San Diego

13th cheapest of 33 ZIP codes in San Diego.

Cheaper nearby

ZIP 92104, 7 miles away, rents for 13% less ($2,505/mo), about $4,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92106. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$34,500/yr

At $2,875/mo median

Location

CitySan Diego

StateCA

CountySan Diego County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.8% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 92106 (San Diego, CA) is majority owner-occupied, skews toward younger working-age adults, has a median income above the national average, 63.3% of residents hold a bachelor's degree or higher.

Population

21,651

Median income

$142,897

Median age

37.3

Renters

39.4%

Age distribution

16%

30.6%

25%

19.6%

Under 1816%

18–3430.6%

35–5425%

55–648.7%

65+19.6%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

74.4%

17.7%

White74.4%

Black1.9%

Hispanic17.7%

Asian3.8%

Other2.2%

Education (25+)

22.6%

63.3%

No HS diploma3.1%

HS diploma10.9%

Some college22.6%

Bachelor's+63.3%

Housing tenure

60.6%

39.4%

Owner60.6%

Renter39.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92106 in San Diego, CA has changed in 5 years

Rent

$2,144 → $2,875

up 34.1%

Income

$117,589 → $142,897

up 21.5%

Population

20,889 → 21,651

up 3.6%

Renter share

40.7% → 39.4%

-1.3 pts

Bachelor's+

59.4% → 63.3%

+3.9 pts

Compared with 2021, rent in ZIP 92106 in San Diego, CA has increased by $731 per month, settling near $2,875 after starting the period at $2,144. Census figures show median household income at $142,897 today, compared with $117,589 five years earlier. Rent outpaced income growth by roughly 12.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 20,889 to 21,651 between 2021 and 2024, a 3.6% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 59.4% to 63.3%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 92106

Last updated: October 17, 2026

ZIP code 92106 covers San Diego, CA. The median rent here is $2,875/mo as of October 2026. A 1-bedroom rents for a median of $2,610/mo. A 2-bedroom rents for a median of $3,190/mo.

At 24% of local median household income ($142,897/yr), ZIP 92106 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92106?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (about $55/hour full-time) to afford the median rent of $2,875/mo in ZIP 92106. The local median household income is $142,897/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92106?

Rent in ZIP 92106 has risen 2.8% over the past year as of September 2026. It sits 0.2% below its high of $2,881 in August 2026.

When is the cheapest time to rent in ZIP 92106?

Asking rents in ZIP 92106 are usually lowest in December, about 1.7% below their yearly trend, and highest in July, about 1.6% above it. At today's median that is a gap of roughly $95 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 92106 compare to other ZIPs in California?

ZIP 92106 is in the middle among California ZIP codes for rent, ranking #402 of 898 at $2,875/mo. Over the year to September 2026, rent in ZIP 92106 changed +2.8%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.