ZIP 94102
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12-month history
Last updated: September 25, 2026
What the numbers show
January. Asking rents in ZIP 94102 usually run 1.4% below trend in January and 1.7% above it in August, about $117 a month apart at today's median. Based on 8 years of data.
Rent in ZIP 94102 is at its highest level since Zillow's records here began in August 2018.
Rent in ZIP 94102 changed +22.9% over the year to August 2026. Across the 818 California ZIP codes Zillow tracks, the typical change was +2.9%.
From 2019 to 2024, rent in ZIP 94102 rose -12.5% while median household income rose 30.3% ($46,372 to $60,431). Income kept ahead of rent.
Rent in ZIP 94102 is 16.8% higher than in March 2020. Across the US, rent is up 36.8% over the same stretch.
Rent has risen 24 months in a row, and rose in 12 of the last 12 months.
30% of the median household income ($60,431) is $1,511 a month. That is less than HUD's Fair Market Rent for a studio ($2,050).
4th cheapest of 22 ZIP codes in San Francisco.
ZIP 94132, 5 miles away, rents for 14% less ($3,260/mo), about $6,200 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 94102. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 94102 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 40.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 94102 in San Francisco, CA has changed in 5 years
Five years ago, renters in ZIP 94102 in San Francisco, CA paid around $2,661 a month. That figure now sits near $3,778, up 42.0% from the 2021 baseline. Census figures show median household income at $60,431 today, compared with $55,888 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94102 in San Francisco, CA adding about 2,120 residents over the five-year window, up 6.3% on net. Bachelor's-degree-or-higher attainment moved from 47% to 40.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
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Tips for renters in ZIP 94102
Last updated: September 25, 2026
ZIP code 94102 covers San Francisco, CA. The median rent here is $3,778/mo as of September 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.
At 75% of local median household income ($60,431/yr), ZIP 94102 ranks as expensive compared to the national benchmark of 30%. Rents have increased 22.9% over the past year.
Frequently asked questions
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How does ZIP 94102 compare to the rest of San Francisco?
At $3,778/mo, rent takes ~75% of ZIP 94102's median household income ($60,431/yr). The standard benchmark is 30%.
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