RentDataNowRentDataNow
ZIP Code · CA

ZIP 94102

Pop. 35,976·San Francisco County·146th most expensive ZIP in California
Median rent (all units)
$3,702/mo
Year-over-Year
+28.0%
Month-over-Month
+6.1%
vs US Median
+$1,740
Rising (Monthly)
Be the first to discuss 94102 rents ↓
Most AffordableMost Expensive
ZIP 94102 · $3,702
More expensive than 96% of US ZIP codes · National median $1,962/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$2,050
1 BR
$2,510
2 BR
$2,990
3 BR
$3,740
4 BR+
$3,960
Research median
$2,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost
$44,424/yr
At $3,702/mo median
Location
StateCA
CountySan Francisco County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 28.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+28.0% YoY, +6.1% MoM), not inventory.
Demographics

Who lives here

ZIP 94102 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 40.4% of residents hold a bachelor's degree or higher.

Population
35,976
Median income
$60,431
Median age
42.2
Renters
92%
Age distribution
30.3%
32%
12.7%
18%
Under 187%
18–3430.3%
35–5432%
55–6412.7%
65+18%
Gender
59.9%
40.1%
Male59.9%
Female40.1%
Race & ethnicity
30.6%
22.9%
29.3%
White30.6%
Black9.8%
Hispanic22.9%
Asian29.3%
Other7.5%
Education (25+)
19.8%
17.4%
22.5%
40.4%
No HS diploma19.8%
HS diploma17.4%
Some college22.5%
Bachelor's+40.4%
Housing tenure
92%
Owner8%
Renter92%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94102 in San Francisco, CA has changed in 5 years

Rent
$2,642 → $3,702
up 40.1%
Income
$55,888 → $60,431
up 8.1%
Population
33,856 → 35,976
up 6.3%
Renter share
90.8% → 92%
+1.2 pts
Bachelor's+
47% → 40.4%
-6.6 pts
Median age
39.6 → 42.2
+2.6 yrs

Five years ago, renters in ZIP 94102 in San Francisco, CA paid around $2,642 a month. That figure now sits near $3,702, up 40.1% from the 2021 baseline. Census figures show median household income at $60,431 today, compared with $55,888 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94102 in San Francisco, CA adding about 2,120 residents over the five-year window, up 6.3% on net. Bachelor's-degree-or-higher attainment moved from 47% to 40.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about ZIP 94102

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 94102

About renting in ZIP 94102

Last updated: August 17, 2026

ZIP code 94102 covers San Francisco, CA. The median rent here is $3,702/mo as of August 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.

At 74% of local median household income ($60,431/yr), ZIP 94102 ranks as expensive compared to the national benchmark of 30%. Rents have increased 28.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94102?

As of August 17, 2026, the median monthly rent in ZIP 94102 (San Francisco, CA) is $3,702. This is based on aggregated data from public sources and community submissions.

How does ZIP 94102 rent compare to the US average?

ZIP 94102's median rent of $3,702/mo is $1,740 (89%) above the US national median of $1,962/mo.

How does ZIP 94102 compare to other ZIPs in California?

ZIP 94102 is one of the pricier ZIP codes in California, ranking #146 out of 897 ZIPs tracked at $3,702/mo.

How much income do you need to rent in ZIP 94102?

To keep rent at or below 30% of gross income, you would need to earn at least $148,000/year (~$71/hour full-time) to afford the median rent of $3,702/mo in ZIP 94102. The local median household income is $60,431/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94102?

Rent in ZIP 94102 has increased 28.0% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 94102 an affordable place to rent?

ZIP 94102 is considered expensive for renters. At $3,702/mo, rent takes approximately 74% of the local median household income ($60,431/yr). The standard benchmark is 30%. ZIP 94102 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 94102 residents rent vs. own?

According to Census data, approximately 92% of ZIP 94102 households are renters, while 8% are owner-occupied. With a majority renter population, ZIP 94102 has a strong rental market.

How does ZIP 94102 compare to the rest of San Francisco?

ZIP 94102 is more affordable than San Francisco overall. At $3,702/mo, it's $837 below the San Francisco citywide median of $4,539/mo.

When was rent data for ZIP 94102 last updated?

Rent data for ZIP 94102 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
74%
EXPENSIVE

At $3,702/mo, rent takes ~74% of ZIP 94102's median household income ($60,431/yr). The standard benchmark is 30%.

ZIP 94102 74%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 94102 (San Francisco, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.