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ZIP Code · CA

ZIP 94102

Pop. 35,976·San Francisco County·206th most expensive ZIP in California
Median rent (all units)
$3,390/mo
Year-over-Year
+20.2%
Month-over-Month
+4.7%
vs US Median
+$1,439
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 94102 · $3,390
More expensive than 94% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$2,050
1 BR
$2,510
2 BR
$2,990
3 BR
$3,740
4 BR+
$3,960
Research median
$2,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$40,680/yr
At $3,390/mo median
Location
StateCA
CountySan Francisco County
Demographics

Who lives here

ZIP 94102 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 40.4% of residents hold a bachelor's degree or higher.

Population
35,976
Median income
$60,431
Median age
42.2
Renters
92%
Age distribution
30.3%
32%
12.7%
18%
Under 187%
18–3430.3%
35–5432%
55–6412.7%
65+18%
Gender
59.9%
40.1%
Male59.9%
Female40.1%
Race & ethnicity
30.6%
22.9%
29.3%
White30.6%
Black9.8%
Hispanic22.9%
Asian29.3%
Other7.5%
Education (25+)
19.8%
17.4%
22.5%
40.4%
No HS diploma19.8%
HS diploma17.4%
Some college22.5%
Bachelor's+40.4%
Housing tenure
92%
Owner8%
Renter92%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94102 in San Francisco, CA has changed in 5 years

Rent
$2,642 → $3,390
up 28.3%
Income
$55,888 → $60,431
up 8.1%
Population
33,856 → 35,976
up 6.3%
Renter share
90.8% → 92%
+1.2 pts
Bachelor's+
47% → 40.4%
-6.6 pts
Median age
39.6 → 42.2
+2.6 yrs

Five years ago, renters in ZIP 94102 in San Francisco, CA paid around $2,642 a month. That figure now sits near $3,390, up 28.3% from the 2021 baseline. Census figures show median household income at $60,431 today, compared with $55,888 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94102 in San Francisco, CA adding about 2,120 residents over the five-year window, up 6.3% on net. Bachelor's-degree-or-higher attainment moved from 47% to 40.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 94102

Last updated: June 22, 2026

ZIP code 94102 covers San Francisco, CA. The median rent here is $3,390/mo as of June 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.

At 67% of local median household income ($60,431/yr), ZIP 94102 ranks as expensive compared to the national benchmark of 30%. Rents have increased 20.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94102?

As of June 22, 2026, the median monthly rent in ZIP 94102 (San Francisco, CA) is $3,390. This is based on aggregated data from public sources and community submissions.

How does ZIP 94102 rent compare to the US average?

ZIP 94102's median rent of $3,390/mo is $1,439 (74%) above the US national median of $1,951/mo.

How does ZIP 94102 compare to other ZIPs in California?

ZIP 94102 is one of the pricier ZIP codes in California, ranking #206 out of 898 ZIPs tracked at $3,390/mo.

How much income do you need to rent in ZIP 94102?

To keep rent at or below 30% of gross income, you would need to earn at least $136,000/year (~$65/hour full-time) to afford the median rent of $3,390/mo in ZIP 94102. The local median household income is $60,431/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94102?

Rent in ZIP 94102 has increased 20.2% over the past year as of June 22, 2026, putting upward pressure on renter budgets.

Is ZIP 94102 an affordable place to rent?

ZIP 94102 is considered expensive for renters. At $3,390/mo, rent takes approximately 67% of the local median household income ($60,431/yr). The standard benchmark is 30%. ZIP 94102 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 94102 residents rent vs. own?

According to Census data, approximately 92% of ZIP 94102 households are renters, while 8% are owner-occupied. With a majority renter population, ZIP 94102 has a strong rental market.

How does ZIP 94102 compare to the rest of San Francisco?

ZIP 94102 is more affordable than San Francisco overall. At $3,390/mo, it's $863 below the San Francisco citywide median of $4,253/mo.

When was rent data for ZIP 94102 last updated?

Rent data for ZIP 94102 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
67%
EXPENSIVE

At $3,390/mo, rent takes ~67% of ZIP 94102's median household income ($60,431/yr). The standard benchmark is 30%.

ZIP 94102 67%Benchmark 30%
State income tax1–13.3%
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