ZIP 94105
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: September 25, 2026
What the numbers show
December. Asking rents in ZIP 94105 usually run 2.1% below trend in December and 2.3% above it in August, about $262 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 94105 is at its highest level since Zillow's records here began in November 2015.
Rent in ZIP 94105 changed +28.0% over the year to August 2026. Across the 818 California ZIP codes Zillow tracks, the typical change was +2.9%.
From 2019 to 2024, rent in ZIP 94105 rose -4.7% while median household income rose 5.1% ($213,987 to $225,000). Income kept ahead of rent.
Rent in ZIP 94105 is 34.3% higher than in March 2020. Across the US, rent is up 36.8% over the same stretch.
Rent has risen 27 months in a row, and rose in 12 of the last 12 months.
30% of the median household income ($225,000) is $5,625 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($4,730); a 3-bedroom is $6,040.
21st cheapest of 22 ZIP codes in San Francisco.
ZIP 94108, 1 mile away, rents for 40% less ($3,592/mo), about $28,400 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 94105. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 94105 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 84.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 94105 in San Francisco, CA has changed in 5 years
The median rent in ZIP 94105 in San Francisco, CA stood at $3,530 in 2021 and currently runs about $5,958, reflecting a 68.8% increase over the period. Census figures show median household income at $225,000 today, compared with $244,662 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 65.2% of households, compared with 58.2% five years ago. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
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Tips for renters in ZIP 94105
Last updated: September 25, 2026
ZIP code 94105 covers San Francisco, CA. The median rent here is $5,958/mo as of September 2026. A 1-bedroom rents for a median of $3,910/mo. A 2-bedroom rents for a median of $4,730/mo.
At 32% of local median household income ($225,000/yr), ZIP 94105 ranks as moderate compared to the national benchmark of 30%. Rents have increased 28.0% over the past year.
Frequently asked questions
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How does ZIP 94105 compare to the rest of San Francisco?
At $5,958/mo, rent takes ~32% of ZIP 94105's median household income ($225,000/yr). The standard benchmark is 30%.
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