ZIP 94108
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12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in ZIP 94108 usually run 0.8% below trend in February and 1.4% above it in August, about $83 a month apart at today's median. Based on 8 years of data.
Rent in ZIP 94108 is at its highest level since Zillow's records here began in January 2018.
Rent in ZIP 94108 changed +29.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 94108 rose -9.6% while median household income rose 3.4% ($63,263 to $65,388). Income kept ahead of rent.
Rent in ZIP 94108 is 29.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 10 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($65,388) is $1,635 a month. That is less than HUD's Fair Market Rent for a studio ($2,050).
2nd cheapest of 22 ZIP codes in San Francisco.
ZIP 94607, 6 miles away, rents for 27% less ($2,742/mo), about $12,100 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 94108. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 94108 (San Francisco, CA) is majority renter-occupied, has a large retiree population, has a median income below the national average, 47.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 94108 in San Francisco, CA has changed in 5 years
Five years ago, renters in ZIP 94108 in San Francisco, CA paid around $2,329 a month. That figure now sits near $3,750, up 61.0% from the 2021 baseline. Median household income climbed from $65,392 to $65,388 between 2021 and 2024, a 0.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94108 in San Francisco, CA losing about 658 residents over the five-year window, down 5.5% on net. Taken together, the five-year picture in ZIP 94108 in San Francisco, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 94108
Last updated: October 17, 2026
ZIP code 94108 covers San Francisco, CA. The median rent here is $3,750/mo as of October 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.
At 69% of local median household income ($65,388/yr), ZIP 94108 ranks as expensive compared to the national benchmark of 30%. Rents have increased 29.4% over the past year.
Frequently asked questions
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How does ZIP 94108 compare to the rest of San Francisco?
At $3,750/mo, rent takes ~69% of ZIP 94108's median household income ($65,388/yr). The standard benchmark is 30%.
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