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ZIP Code · CA

ZIP 94108

Pop. 11,305·San Francisco County·181st most expensive ZIP in California
Median rent (all units)
$3,511/mo
Year-over-Year
+30.7%
Month-over-Month
+5.9%
vs US Median
+$1,546
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 94108 · $3,511
More expensive than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,050
1 BR
$2,510
2 BR
$2,990
3 BR
$3,730
4 BR+
$3,960
Research median
$2,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$42,132/yr
At $3,511/mo median
Location
StateCA
CountySan Francisco County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 30.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+30.7% YoY, +5.9% MoM), not inventory.
Demographics

Who lives here

ZIP 94108 (San Francisco, CA) is majority renter-occupied, has a large retiree population, has a median income below the national average, 47.4% of residents hold a bachelor's degree or higher.

Population
11,305
Median income
$65,388
Median age
45.3
Renters
89.1%
Age distribution
27.6%
24.7%
14.5%
25.9%
Under 187.3%
18–3427.6%
35–5424.7%
55–6414.5%
65+25.9%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
31.3%
53.6%
White31.3%
Black0.9%
Hispanic10%
Asian53.6%
Other4.2%
Education (25+)
25.3%
15%
12.4%
47.4%
No HS diploma25.3%
HS diploma15%
Some college12.4%
Bachelor's+47.4%
Housing tenure
89.1%
Owner10.9%
Renter89.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94108 in San Francisco, CA has changed in 5 years

Rent
$2,270 → $3,511
up 54.7%
Income
$65,392 → $65,388
up 0.0%
Population
11,963 → 11,305
down 5.5%
Renter share
90.5% → 89.1%
-1.4 pts
Bachelor's+
47.2% → 47.4%
+0.2 pts
Median age
41.8 → 45.3
+3.5 yrs

Five years ago, renters in ZIP 94108 in San Francisco, CA paid around $2,270 a month. That figure now sits near $3,511, up 54.7% from the 2021 baseline. Median household income climbed from $65,392 to $65,388 between 2021 and 2024, a 0.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94108 in San Francisco, CA losing about 658 residents over the five-year window, down 5.5% on net. Taken together, the five-year picture in ZIP 94108 in San Francisco, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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Local insights

Tips for renters in ZIP 94108

About renting in ZIP 94108

Last updated: July 20, 2026

ZIP code 94108 covers San Francisco, CA. The median rent here is $3,511/mo as of July 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.

At 64% of local median household income ($65,388/yr), ZIP 94108 ranks as expensive compared to the national benchmark of 30%. Rents have increased 30.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94108?

As of July 20, 2026, the median monthly rent in ZIP 94108 (San Francisco, CA) is $3,511. This is based on aggregated data from public sources and community submissions.

How does ZIP 94108 rent compare to the US average?

ZIP 94108's median rent of $3,511/mo is $1,546 (79%) above the US national median of $1,965/mo.

How does ZIP 94108 compare to other ZIPs in California?

ZIP 94108 is one of the pricier ZIP codes in California, ranking #181 out of 907 ZIPs tracked at $3,511/mo.

How much income do you need to rent in ZIP 94108?

To keep rent at or below 30% of gross income, you would need to earn at least $140,000/year (~$67/hour full-time) to afford the median rent of $3,511/mo in ZIP 94108. The local median household income is $65,388/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94108?

Rent in ZIP 94108 has increased 30.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 94108 an affordable place to rent?

ZIP 94108 is considered expensive for renters. At $3,511/mo, rent takes approximately 64% of the local median household income ($65,388/yr). The standard benchmark is 30%. ZIP 94108 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 94108 residents rent vs. own?

According to Census data, approximately 89.1% of ZIP 94108 households are renters, while 10.9% are owner-occupied. With a majority renter population, ZIP 94108 has a strong rental market.

How does ZIP 94108 compare to the rest of San Francisco?

ZIP 94108 is more affordable than San Francisco overall. At $3,511/mo, it's $890 below the San Francisco citywide median of $4,401/mo.

When was rent data for ZIP 94108 last updated?

Rent data for ZIP 94108 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
64%
EXPENSIVE

At $3,511/mo, rent takes ~64% of ZIP 94108's median household income ($65,388/yr). The standard benchmark is 30%.

ZIP 94108 64%Benchmark 30%
State income tax1–13.3%
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Schools nearby

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