ZIP Code · CA

ZIP 95330

Part of Lathrop, CA

Pop. 35,395·San Joaquin County·317th most expensive ZIP in California

Median rent (all units)

$3,056/mo

Year-over-Year

+1.5%

Month-over-Month

+0.1%

vs US Median

+$1,124

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 95330 · $3,056

More expensive than 91% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,740

1 BR

$1,890

2 BR

$2,360

3 BR

$3,280

4 BR+

$3,960

Research median

$2,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95330 is 1% below its high of $3,086 in December 2025, at $3,056 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95330 changed +1.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($125,421) is $3,136 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,360); a 3-bedroom is $3,280.

Cheaper nearby

ZIP 95337, 6 miles away, rents for 17% less ($2,546/mo), about $6,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95330. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$36,672/yr

At $3,056/mo median

Location

CityLathrop

StateCA

CountySan Joaquin County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+1.5% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 95330 (Lathrop, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 27.8% of residents hold a bachelor's degree or higher.

Population

35,395

Median income

$125,421

Median age

33.8

Renters

15.1%

Age distribution

30.4%

21.7%

28.1%

Under 1830.4%

18–3421.7%

35–5428.1%

55–649.7%

65+10.1%

Gender

51.4%

48.6%

Male51.4%

Female48.6%

Race & ethnicity

19%

35.7%

33.6%

White19%

Black7%

Hispanic35.7%

Asian33.6%

Other4.7%

Education (25+)

17.2%

27.8%

27.1%

27.8%

No HS diploma17.2%

HS diploma27.8%

Some college27.1%

Bachelor's+27.8%

Housing tenure

84.9%

15.1%

Owner84.9%

Renter15.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 95330 in Lathrop, CA has changed in 5 years

Rent

$2,859 → $3,056

up 6.9%

Income

$98,811 → $125,421

up 26.9%

Population

28,325 → 35,395

up 25.0%

Renter share

17.8% → 15.1%

-2.7 pts

Bachelor's+

21.9% → 27.8%

+5.9 pts

Median age

32.9 → 33.8

+0.9 yrs

Five years ago, renters in ZIP 95330 in Lathrop, CA paid around $2,859 a month. That figure now sits near $3,056, up 6.9% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $98,811 in 2021 to $125,421 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 95330 in Lathrop, CA adding about 7,070 residents over the five-year window, up 25.0% on net. The renter share has eased from 17.8% to 15.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 21.9% to 27.8% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95330 in Lathrop, CA market of 2023.

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About renting in ZIP 95330

Last updated: October 17, 2026

ZIP code 95330 covers Lathrop, CA. The median rent here is $3,056/mo as of October 2026. A 1-bedroom rents for a median of $1,890/mo. A 2-bedroom rents for a median of $2,360/mo.

At 29% of local median household income ($125,421/yr), ZIP 95330 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95330?

To keep rent at or below 30% of gross income, you would need to earn at least $122,000/year (about $59/hour full-time) to afford the median rent of $3,056/mo in ZIP 95330. The local median household income is $125,421/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95330?

Rent in ZIP 95330 has risen 1.5% over the past year as of September 2026. It sits 1% below its high of $3,086 in December 2025.

How does ZIP 95330 compare to other ZIPs in California?

ZIP 95330 is in the middle among California ZIP codes for rent, ranking #317 of 898 at $3,056/mo. Over the year to September 2026, rent in ZIP 95330 changed +1.5%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.