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ZIP Code · CA

ZIP 95356

Part of Modesto, CA
Pop. 33,233·Stanislaus County·786th most expensive ZIP in California
Median rent (all units)
$2,095/mo
Year-over-Year
-3.5%
Month-over-Month
-0.8%
vs US Median
+$130
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95356 · $2,095
More expensive than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,420
1 BR
$1,530
2 BR
$1,990
3 BR
$2,760
4 BR+
$3,200
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,140/yr
At $2,095/mo median
Location
StateCA
CountyStanislaus County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 3.5% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-3.5% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95356 (Modesto, CA) is majority owner-occupied, has a median income above the national average, 31.7% of residents hold a bachelor's degree or higher.

Population
33,233
Median income
$96,886
Median age
37.6
Renters
32.4%
Age distribution
25%
21.3%
25.2%
17%
Under 1825%
18–3421.3%
35–5425.2%
55–6411.6%
65+17%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
51.3%
33.9%
White51.3%
Black3.4%
Hispanic33.9%
Asian10.3%
Other1.2%
Education (25+)
23.6%
34.1%
31.7%
No HS diploma10.6%
HS diploma23.6%
Some college34.1%
Bachelor's+31.7%
Housing tenure
67.6%
32.4%
Owner67.6%
Renter32.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95356 in Modesto, CA has changed in 5 years

Income
$81,825 → $96,886
up 18.4%
Population
33,055 → 33,233
up 0.5%
Renter share
34.2% → 32.4%
-1.8 pts
Bachelor's+
27.6% → 31.7%
+4.1 pts
Median age
38.1 → 37.6
-0.5 yrs

Census figures show median household income at $96,886 today, compared with $81,825 five years earlier. The renter share has eased from 34.2% to 32.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 27.6% to 31.7% across the same window.

Community

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Local insights

Tips for renters in ZIP 95356

About renting in ZIP 95356

Last updated: July 20, 2026

ZIP code 95356 covers Modesto, CA. The median rent here is $2,095/mo as of July 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $1,990/mo.

At 26% of local median household income ($96,886/yr), ZIP 95356 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95356?

As of July 20, 2026, the median monthly rent in ZIP 95356 (Modesto, CA) is $2,095. This is based on aggregated data from public sources and community submissions.

How does ZIP 95356 rent compare to the US average?

ZIP 95356's median rent of $2,095/mo is $130 (7%) above the US national median of $1,965/mo.

How does ZIP 95356 compare to other ZIPs in California?

ZIP 95356 is among the more affordable ZIP codes in California, ranking #786 out of 907 ZIPs at $2,095/mo.

How much income do you need to rent in ZIP 95356?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (~$40/hour full-time) to afford the median rent of $2,095/mo in ZIP 95356. The local median household income is $96,886/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95356?

Rent in ZIP 95356 has decreased 3.5% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 95356 an affordable place to rent?

ZIP 95356 is considered affordable for renters. At $2,095/mo, rent takes approximately 26% of the local median household income ($96,886/yr). The standard benchmark is 30%. ZIP 95356 falls comfortably within that range.

What percentage of ZIP 95356 residents rent vs. own?

According to Census data, approximately 32.4% of ZIP 95356 households are renters, while 67.6% are owner-occupied. ZIP 95356 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95356 compare to the rest of Modesto?

ZIP 95356 is pricier than Modesto as a whole. At $2,095/mo, it's $109 above the Modesto citywide median of $1,986/mo.

When was rent data for ZIP 95356 last updated?

Rent data for ZIP 95356 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $2,095/mo, rent takes ~26% of ZIP 95356's median household income ($96,886/yr). The standard benchmark is 30%.

ZIP 95356 26%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95356 (Modesto, CA)

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