2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Owensboro, KY

$1,155/mo

Median asking rent for a 2-bedroom apartment in Owensboro, Kentucky as of July 2026. That's +3% higher than the citywide median of $1,121 and +30% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,155
July 2026
vs city overall
+3%
$1,121 city median
vs national
-30%
$1,655 US median
Kentucky rank
#18
of 39 cities

Income needed for a 2-bedroom in Owensboro

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$46,200
Monthly gross
$3,850
Hourly (full-time)
$22.21

Rent by apartment size in Owensboro

Compare Owensboro's median rent across every apartment size.

Studio
$875
1-Bedroom
$880
2-Bedroom (current)
$1,155
3-Bedroom
$1,530
4+ Bedroom
$1,530

Cheapest cities for a 2-bedroom in Kentucky

#City2-Bedroom rent
1Morehead$870
2Corbin$900
3Russellville$900
4Bardstown$920
5Richmond$950
6Radcliff$1,010
7Lawrenceburg$1,020
8Paducah$1,050
9Nicholasville$1,060
10Paris$1,060
11Versailles$1,060
12Winchester$1,060
13Murray$1,080
14Hopkinsville$1,130
15Elizabethtown$1,140

Most expensive cities for a 2-bedroom in Kentucky

#City2-Bedroom rent
1Prospect$2,000
2Hebron$1,670
3Burlington$1,580
4Independence$1,500
5Florence$1,430
6Louisville$1,408
7Vine Grove$1,360
8Cold Spring$1,330
9Erlanger$1,300
10Fort Thomas$1,290
11Alexandria$1,280
12Lexington$1,261
13Fort Wright$1,236
14Shepherdsville$1,230
15Oak Grove$1,200

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Owensboro.

CityDistance2-Bedroom rentvs Owensboro
Newburgh, IN19.7 mi$1,230+$75 (+6%)
Evansville, IN32.3 mi$1,068$-87 (-8%)
Hopkinsville, KY63.7 mi$1,130$-25 (-2%)
Russellville, KY64.2 mi$900$-255 (-22%)
Vine Grove, KY73.2 mi$1,360+$205 (+18%)
Bowling Green, KY75 mi$1,190+$35 (+3%)
Oak Grove, KY76.5 mi$1,200+$45 (+4%)
Radcliff, KY84.1 mi$1,010$-145 (-13%)
Clarksville, TN85.1 mi$1,300+$145 (+13%)
Springfield, TN86.1 mi$1,520+$365 (+32%)
Elizabethtown, KY90.5 mi$1,140$-15 (-1%)
Portland, TN93.1 mi$1,460+$305 (+26%)

2-Bedroom rent in Owensboro — common questions

How much is a 2-bedroom apartment in Owensboro?

As of July 2026, the median 2-bedroom apartment rent in Owensboro, Kentucky is $1,155 per month. This is +3% higher than the citywide median of $1,121.

What income do you need to afford a 2-bedroom in Owensboro?

Using the standard 30% rent-to-income rule, you would need an annual income of about $46,200 ($3,850/month gross), which works out to roughly $22.21/hour at a full-time job.

Is Owensboro expensive for a 2-bedroom compared to the rest of the US?

Owensboro's 2-bedroom median of $1,155 is +30% below the national 2-bedroom median of $1,655. It ranks in the 16th percentile of US cities tracked.

How does Owensboro rank for 2-bedroom rent in Kentucky?

Among the 39 cities in Kentucky with 2-bedroom data, Owensboro ranks #18 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Owensboro?

Yes — nearby cities with cheaper 2-bedroom rents include Evansville ($1,068), Hopkinsville ($1,130), Russellville ($900).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Owensboro, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.