3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Cambridge, MA

$4,646/mo

Median asking rent for a 3-bedroom apartment in Cambridge, Massachusetts as of July 2026. That's +29% higher than the citywide median of $3,598 and +118% above the national 3-bedroom median of $2,130.

3-Bedroom median
$4,646
July 2026
vs city overall
+29%
$3,598 city median
vs national
+118%
$2,130 US median
Massachusetts rank
#103
of 106 cities

Income needed for a 3-bedroom in Cambridge

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$185,840
Monthly gross
$15,487
Hourly (full-time)
$89.35

Rent by apartment size in Cambridge

Compare Cambridge's median rent across every apartment size.

Studio
$3,080
1-Bedroom
$3,254
2-Bedroom
$3,858
3-Bedroom (current)
$4,646
4+ Bedroom
$5,114

Cheapest cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1New Bedford$1,660
2Chicopee$1,690
3Holyoke$1,690
4Westfield$1,760
5Spencer$1,810
6Webster$1,820
7Springfield$1,840
8Fall River$1,850
9Gardner$1,920
10Fitchburg$2,050
11Pittsfield$2,090
12Attleboro$2,170
13Boxboro$2,270
14Lawrence$2,285
15Haverhill$2,287

Most expensive cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1Lexington$5,070
2Wellesley$4,810
3Brookline$4,723
4Cambridge (this page)$4,646
5Concord$4,190
6Wilmington$4,060
7Westford$4,050
8Somerville$3,977
9Tewksbury$3,920
10Burlington$3,900
11Bedford$3,890
12Belmont$3,880
13Boston$3,856
14Ashland$3,780
15Winchester$3,730

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Cambridge.

CityDistance3-Bedroom rentvs Cambridge
Somerville, MA1.2 mi$3,977$-669 (-14%)
Boston, MA3.4 mi$3,856$-790 (-17%)
Medford, MA3.5 mi$3,730$-916 (-20%)
Brookline, MA3.7 mi$4,723+$77 (+2%)
Everett, MA4.3 mi$3,110$-1,536 (-33%)
Malden, MA5.1 mi$3,460$-1,186 (-26%)
Arlington, MA5.1 mi$3,320$-1,326 (-29%)
Belmont, MA5.3 mi$3,880$-766 (-16%)
Chelsea, MA5.5 mi$3,080$-1,566 (-34%)
Winchester, MA6 mi$3,730$-916 (-20%)
Newton, MA6.4 mi$3,695$-951 (-20%)
Revere, MA8 mi$3,080$-1,566 (-34%)

3-Bedroom rent in Cambridge — common questions

How much is a 3-bedroom apartment in Cambridge?

As of July 2026, the median 3-bedroom apartment rent in Cambridge, Massachusetts is $4,646 per month. This is +29% higher than the citywide median of $3,598.

What income do you need to afford a 3-bedroom in Cambridge?

Using the standard 30% rent-to-income rule, you would need an annual income of about $185,840 ($15,487/month gross), which works out to roughly $89.35/hour at a full-time job.

Is Cambridge expensive for a 3-bedroom compared to the rest of the US?

Cambridge's 3-bedroom median of $4,646 is +118% above the national 3-bedroom median of $2,130. It ranks in the 99th percentile of US cities tracked.

How does Cambridge rank for 3-bedroom rent in Massachusetts?

Among the 106 cities in Massachusetts with 3-bedroom data, Cambridge ranks #103 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Cambridge?

Yes — nearby cities with cheaper 3-bedroom rents include Somerville ($3,977), Boston ($3,856), Medford ($3,730).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Cambridge, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.