3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Chelmsford, MA

$2,980/mo

Median asking rent for a 3-bedroom apartment in Chelmsford, Massachusetts as of July 2026. That's +11% higher than the citywide median of $2,680 and +40% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,980
July 2026
vs city overall
+11%
$2,680 city median
vs national
+40%
$2,130 US median
Massachusetts rank
#27
of 106 cities

Income needed for a 3-bedroom in Chelmsford

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$119,200
Monthly gross
$9,933
Hourly (full-time)
$57.31

Rent by apartment size in Chelmsford

Compare Chelmsford's median rent across every apartment size.

Studio
$1,735
1-Bedroom
$1,890
2-Bedroom
$2,475
3-Bedroom (current)
$2,980
4+ Bedroom
$3,280

Cheapest cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1New Bedford$1,660
2Chicopee$1,690
3Holyoke$1,690
4Westfield$1,760
5Spencer$1,810
6Webster$1,820
7Springfield$1,840
8Fall River$1,850
9Gardner$1,920
10Fitchburg$2,050
11Pittsfield$2,090
12Attleboro$2,170
13Boxboro$2,270
14Lawrence$2,285
15Haverhill$2,287

Most expensive cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1Lexington$5,070
2Wellesley$4,810
3Brookline$4,723
4Cambridge$4,646
5Concord$4,190
6Wilmington$4,060
7Westford$4,050
8Somerville$3,977
9Tewksbury$3,920
10Burlington$3,900
11Bedford$3,890
12Belmont$3,880
13Boston$3,856
14Ashland$3,780
15Winchester$3,730

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Chelmsford.

CityDistance3-Bedroom rentvs Chelmsford
Lowell, MA4.1 mi$2,475$-505 (-17%)
Billerica, MA7.6 mi$3,145+$165 (+6%)
Bedford, MA10 mi$3,890+$910 (+31%)
Tewksbury, MA10 mi$3,920+$940 (+32%)
Concord, MA10.3 mi$4,190+$1,210 (+41%)
Burlington, MA14 mi$3,900+$920 (+31%)
Lexington, MA15.1 mi$5,070+$2,090 (+70%)
Woburn, MA17.3 mi$3,550+$570 (+19%)
Waltham, MA18.2 mi$3,720+$740 (+25%)
Winchester, MA19.2 mi$3,730+$750 (+25%)
Merrimack, NH19.4 mi$3,230+$250 (+8%)
Arlington, MA19.5 mi$3,320+$340 (+11%)

3-Bedroom rent in Chelmsford — common questions

How much is a 3-bedroom apartment in Chelmsford?

As of July 2026, the median 3-bedroom apartment rent in Chelmsford, Massachusetts is $2,980 per month. This is +11% higher than the citywide median of $2,680.

What income do you need to afford a 3-bedroom in Chelmsford?

Using the standard 30% rent-to-income rule, you would need an annual income of about $119,200 ($9,933/month gross), which works out to roughly $57.31/hour at a full-time job.

Is Chelmsford expensive for a 3-bedroom compared to the rest of the US?

Chelmsford's 3-bedroom median of $2,980 is +40% above the national 3-bedroom median of $2,130. It ranks in the 80th percentile of US cities tracked.

How does Chelmsford rank for 3-bedroom rent in Massachusetts?

Among the 106 cities in Massachusetts with 3-bedroom data, Chelmsford ranks #27 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Chelmsford?

Yes — nearby cities with cheaper 3-bedroom rents include Lowell ($2,475).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Chelmsford, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.