2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Swampscott, MA

$3,100/mo

Median asking rent for a 2-bedroom apartment in Swampscott, Massachusetts as of July 2026. That's +12% higher than the citywide median of $2,764 and +87% above the national 2-bedroom median of $1,655.

2-Bedroom median
$3,100
July 2026
vs city overall
+12%
$2,764 city median
vs national
+87%
$1,655 US median
Massachusetts rank
#91
of 106 cities

Income needed for a 2-bedroom in Swampscott

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$124,000
Monthly gross
$10,333
Hourly (full-time)
$59.62

Rent by apartment size in Swampscott

Compare Swampscott's median rent across every apartment size.

Studio
$2,470
1-Bedroom
$2,620
2-Bedroom (current)
$3,100
3-Bedroom
$3,730
4+ Bedroom
$4,110

Cheapest cities for a 2-bedroom in Massachusetts

#City2-Bedroom rent
1New Bedford$1,380
2Chicopee$1,390
3Holyoke$1,390
4Westfield$1,440
5Gardner$1,470
6Spencer$1,500
7Webster$1,500
8Springfield$1,510
9Fall River$1,530
10Fitchburg$1,570
11Pittsfield$1,630
12Leominster$1,740
13Attleboro$1,800
14Clinton$1,820
15Worcester$1,878

Most expensive cities for a 2-bedroom in Massachusetts

#City2-Bedroom rent
1Lexington$4,210
2Wellesley$3,990
3Brookline$3,923
4Cambridge$3,858
5Concord$3,480
6Wilmington$3,370
7Westford$3,360
8Somerville$3,303
9Tewksbury$3,250
10Burlington$3,240
11Bedford$3,230
12Belmont$3,220
13Boston$3,200
14Ashland$3,140
15Winchester$3,100

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Swampscott.

CityDistance2-Bedroom rentvs Swampscott
Lynn, MA3.4 mi$2,550$-550 (-18%)
Marblehead, MA3.8 mi$2,550$-550 (-18%)
Salem, MA4.3 mi$2,550$-550 (-18%)
Peabody, MA6 mi$2,550$-550 (-18%)
Saugus, MA7.4 mi$2,550$-550 (-18%)
Danvers, MA7.5 mi$2,620$-480 (-15%)
Revere, MA7.6 mi$2,550$-550 (-18%)
Winthrop, MA8.4 mi$2,550$-550 (-18%)
Lynnfield, MA10 mi$3,020$-80 (-3%)
Chelsea, MA10.1 mi$2,550$-550 (-18%)
Malden, MA10.9 mi$2,870$-230 (-7%)
Everett, MA11.2 mi$2,580$-520 (-17%)

2-Bedroom rent in Swampscott — common questions

How much is a 2-bedroom apartment in Swampscott?

As of July 2026, the median 2-bedroom apartment rent in Swampscott, Massachusetts is $3,100 per month. This is +12% higher than the citywide median of $2,764.

What income do you need to afford a 2-bedroom in Swampscott?

Using the standard 30% rent-to-income rule, you would need an annual income of about $124,000 ($10,333/month gross), which works out to roughly $59.62/hour at a full-time job.

Is Swampscott expensive for a 2-bedroom compared to the rest of the US?

Swampscott's 2-bedroom median of $3,100 is +87% above the national 2-bedroom median of $1,655. It ranks in the 95th percentile of US cities tracked.

How does Swampscott rank for 2-bedroom rent in Massachusetts?

Among the 106 cities in Massachusetts with 2-bedroom data, Swampscott ranks #91 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Swampscott?

Yes — nearby cities with cheaper 2-bedroom rents include Lynn ($2,550), Marblehead ($2,550), Salem ($2,550).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Swampscott, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.