3-Bedroom Apartment Rent in Swampscott, MA
Median asking rent for a 3-bedroom apartment in Swampscott, Massachusetts as of July 2026. That's +35% higher than the citywide median of $2,764 and +75% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Swampscott
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Swampscott
Compare Swampscott's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Massachusetts
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | New Bedford | $1,660 |
| 2 | Chicopee | $1,690 |
| 3 | Holyoke | $1,690 |
| 4 | Westfield | $1,760 |
| 5 | Spencer | $1,810 |
| 6 | Webster | $1,820 |
| 7 | Springfield | $1,840 |
| 8 | Fall River | $1,850 |
| 9 | Gardner | $1,920 |
| 10 | Fitchburg | $2,050 |
| 11 | Pittsfield | $2,090 |
| 12 | Attleboro | $2,170 |
| 13 | Boxboro | $2,270 |
| 14 | Lawrence | $2,285 |
| 15 | Haverhill | $2,287 |
Most expensive cities for a 3-bedroom in Massachusetts
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Lexington | $5,070 |
| 2 | Wellesley | $4,810 |
| 3 | Brookline | $4,723 |
| 4 | Cambridge | $4,646 |
| 5 | Concord | $4,190 |
| 6 | Wilmington | $4,060 |
| 7 | Westford | $4,050 |
| 8 | Somerville | $3,977 |
| 9 | Tewksbury | $3,920 |
| 10 | Burlington | $3,900 |
| 11 | Bedford | $3,890 |
| 12 | Belmont | $3,880 |
| 13 | Boston | $3,856 |
| 14 | Ashland | $3,780 |
| 15 | Winchester | $3,730 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Swampscott.
| City | Distance | 3-Bedroom rent | vs Swampscott |
|---|---|---|---|
| Lynn, MA | 3.4 mi | $3,080 | $-650 (-17%) |
| Marblehead, MA | 3.8 mi | $3,080 | $-650 (-17%) |
| Salem, MA | 4.3 mi | $3,080 | $-650 (-17%) |
| Peabody, MA | 6 mi | $3,080 | $-650 (-17%) |
| Saugus, MA | 7.4 mi | $3,080 | $-650 (-17%) |
| Danvers, MA | 7.5 mi | $3,160 | $-570 (-15%) |
| Revere, MA | 7.6 mi | $3,080 | $-650 (-17%) |
| Winthrop, MA | 8.4 mi | $3,080 | $-650 (-17%) |
| Lynnfield, MA | 10 mi | $3,640 | $-90 (-2%) |
| Chelsea, MA | 10.1 mi | $3,080 | $-650 (-17%) |
| Malden, MA | 10.9 mi | $3,460 | $-270 (-7%) |
| Everett, MA | 11.2 mi | $3,110 | $-620 (-17%) |
3-Bedroom rent in Swampscott — common questions
How much is a 3-bedroom apartment in Swampscott?
As of July 2026, the median 3-bedroom apartment rent in Swampscott, Massachusetts is $3,730 per month. This is +35% higher than the citywide median of $2,764.
What income do you need to afford a 3-bedroom in Swampscott?
Using the standard 30% rent-to-income rule, you would need an annual income of about $149,200 ($12,433/month gross), which works out to roughly $71.73/hour at a full-time job.
Is Swampscott expensive for a 3-bedroom compared to the rest of the US?
Swampscott's 3-bedroom median of $3,730 is +75% above the national 3-bedroom median of $2,130. It ranks in the 93th percentile of US cities tracked.
How does Swampscott rank for 3-bedroom rent in Massachusetts?
Among the 106 cities in Massachusetts with 3-bedroom data, Swampscott ranks #91 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Swampscott?
Yes — nearby cities with cheaper 3-bedroom rents include Lynn ($3,080), Marblehead ($3,080), Salem ($3,080).