3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Watertown, MA

$3,630/mo

Median asking rent for a 3-bedroom apartment in Watertown, Massachusetts as of August 2026. That's +15% higher than the citywide median of $3,168 and +70% above the national 3-bedroom median of $2,130.

3-Bedroom median
$3,630
August 2026
vs city overall
+15%
$3,168 city median
vs national
+70%
$2,130 US median
Massachusetts rank
#87
of 111 cities

Income needed for a 3-bedroom in Watertown

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$145,200
Monthly gross
$12,100
Hourly (full-time)
$69.81

Rent by apartment size in Watertown

Compare Watertown's median rent across every apartment size.

Studio
$2,400
1-Bedroom
$2,540
2-Bedroom
$3,010
3-Bedroom (current)
$3,630
4+ Bedroom
$3,990

Cheapest cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1New Bedford$1,660
2Chicopee$1,690
3Holyoke$1,690
4Fairhaven$1,710
5Westfield$1,760
6Spencer$1,810
7Ware$1,810
8Webster$1,820
9Springfield$1,840
10Fall River$1,850
11Gardner$1,920
12Fitchburg$2,050
13Pittsfield$2,090
14Attleboro$2,170
15Lawrence$2,285

Most expensive cities for a 3-bedroom in Massachusetts

#City3-Bedroom rent
1Lexington$5,070
2Wellesley$4,810
3Brookline$4,723
4Cambridge$4,646
5Concord$4,190
6Wilmington$4,060
7Westford$4,050
8Somerville$3,977
9Tewksbury$3,920
10Burlington$3,900
11Bedford$3,890
12Belmont$3,880
13Boston$3,856
14Ashland$3,780
15Winchester$3,730

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Watertown.

CityDistance3-Bedroom rentvs Watertown
Newton, MA1.8 mi$3,695+$65 (+2%)
Belmont, MA1.8 mi$3,880+$250 (+7%)
Arlington, MA3.5 mi$3,320$-310 (-9%)
Brookline, MA4 mi$4,723+$1,093 (+30%)
Waltham, MA4.2 mi$3,720+$90 (+2%)
Cambridge, MA4.9 mi$4,646+$1,016 (+28%)
Somerville, MA5.4 mi$3,977+$347 (+10%)
Medford, MA6.1 mi$3,730+$100 (+3%)
Winchester, MA6.2 mi$3,730+$100 (+3%)
Lexington, MA6.4 mi$5,070+$1,440 (+40%)
Boston, MA7.1 mi$3,856+$226 (+6%)
Wellesley, MA7.8 mi$4,810+$1,180 (+33%)

3-Bedroom rent in Watertown — common questions

How much is a 3-bedroom apartment in Watertown?

As of August 2026, the median 3-bedroom apartment rent in Watertown, Massachusetts is $3,630 per month. This is +15% higher than the citywide median of $3,168.

What income do you need to afford a 3-bedroom in Watertown?

Using the standard 30% rent-to-income rule, you would need an annual income of about $145,200 ($12,100/month gross), which works out to roughly $69.81/hour at a full-time job.

Is Watertown expensive for a 3-bedroom compared to the rest of the US?

Watertown's 3-bedroom median of $3,630 is +70% above the national 3-bedroom median of $2,130. It ranks in the 92th percentile of US cities tracked.

How does Watertown rank for 3-bedroom rent in Massachusetts?

Among the 111 cities in Massachusetts with 3-bedroom data, Watertown ranks #87 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Watertown?

Yes — nearby cities with cheaper 3-bedroom rents include Arlington ($3,320).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Watertown, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.