1-Bedroom Rent · October 2026

1-Bedroom Apartment Rent in White Bear Lake, MN

$1,290/mo

Median asking rent for a 1-bedroom apartment in White Bear Lake, Minnesota as of October 2026. That's +26% lower than the citywide median of $1,745 and +8% below the national 1-bedroom median of $1,395.

1-Bedroom median
$1,290
October 2026
vs city overall
-26%
$1,745 city median
vs national
-8%
$1,395 US median
Minnesota rank
#24
of 65 cities

Income needed for a 1-bedroom in White Bear Lake

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$51,600
Monthly gross
$4,300
Hourly (full-time)
$24.81

Rent by apartment size in White Bear Lake

Compare White Bear Lake's median rent across every apartment size.

Studio
$1,140
1-Bedroom (current)
$1,290
2-Bedroom
$1,570
3-Bedroom
$2,090
4+ Bedroom
$2,340

Cheapest cities for a 1-bedroom in Minnesota

#City1-Bedroom rent
1Albert Lea$710
2Winona$780
3Austin$800
4Owatonna$800
5Bemidji$830
6Moorhead$860
7Waite Park$920
8Duluth$972
9Anoka$975
10Saint Cloud$1,003
11Mankato$1,030
12Rochester$1,120
13Little Canada$1,173
14Buffalo$1,200
15Northfield$1,200

Most expensive cities for a 1-bedroom in Minnesota

#City1-Bedroom rent
1Woodbury$1,870
2Maple Grove$1,805
3Eden Prairie$1,775
4Lakeville$1,750
5Cottage Grove$1,750
6Edina$1,723
7Blaine$1,710
8Plymouth$1,690
9Brooklyn Park$1,690
10Savage$1,660
11Rosemount$1,660
12Minnetonka$1,640
13Apple Valley$1,570
14Saint Louis Park$1,565
15Vadnais Heights$1,560

Nearby cities — 1-bedroom rent

Considering nearby alternatives? 4 of these cities have cheaper 1-bedroom rents than White Bear Lake.

CityDistance1-Bedroom rentvs White Bear Lake
Vadnais Heights, MN5.1 mi$1,560+$270 (+21%)
Maplewood, MN5.4 mi$1,300+$10 (+1%)
Little Canada, MN7.1 mi$1,173$-117 (-9%)
Oakdale, MN7.6 mi$1,340+$50 (+4%)
Shoreview, MN8.8 mi$1,450+$160 (+12%)
Roseville, MN11.4 mi$1,340+$50 (+4%)
Forest Lake, MN12 mi$1,350+$60 (+5%)
Saint Paul, MN12 mi$1,320+$30 (+2%)
New Brighton, MN12.7 mi$1,250$-40 (-3%)
South Saint Paul, MN14.1 mi$1,200$-90 (-7%)
Woodbury, MN14.5 mi$1,870+$580 (+45%)
West Saint Paul, MN15 mi$1,270$-20 (-2%)

1-Bedroom rent in White Bear Lake — common questions

How much is a 1-bedroom apartment in White Bear Lake?

As of October 2026, the median 1-bedroom apartment rent in White Bear Lake, Minnesota is $1,290 per month. This is +26% below the citywide median of $1,745.

What income do you need to afford a 1-bedroom in White Bear Lake?

Using the standard 30% rent-to-income rule, you would need an annual income of about $51,600 ($4,300/month gross), which works out to roughly $24.81/hour at a full-time job.

Is White Bear Lake expensive for a 1-bedroom compared to the rest of the US?

White Bear Lake's 1-bedroom median of $1,290 is +8% below the national 1-bedroom median of $1,395. It ranks in the 42th percentile of US cities tracked.

How does White Bear Lake rank for 1-bedroom rent in Minnesota?

Among the 65 cities in Minnesota with 1-bedroom data, White Bear Lake ranks #24 from cheapest to most expensive.

Are there cheaper 1-bedroom options near White Bear Lake?

Yes — nearby cities with cheaper 1-bedroom rents include Little Canada ($1,173), New Brighton ($1,250), South Saint Paul ($1,200).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for White Bear Lake, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.