Studio Rent · July 2026

Studio Apartment Rent in White Bear Lake, MN

$1,140/mo

Median asking rent for a studio apartment in White Bear Lake, Minnesota as of July 2026. That's +32% lower than the citywide median of $1,683 and +12% below the national studio median of $1,290.

Studio median
$1,140
July 2026
vs city overall
-32%
$1,683 city median
vs national
-12%
$1,290 US median
Minnesota rank
#22
of 63 cities

Income needed for a studio in White Bear Lake

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$45,600
Monthly gross
$3,800
Hourly (full-time)
$21.92

Rent by apartment size in White Bear Lake

Compare White Bear Lake's median rent across every apartment size.

Studio (current)
$1,140
1-Bedroom
$1,290
2-Bedroom
$1,570
3-Bedroom
$2,090
4+ Bedroom
$2,340

Cheapest cities for a studio in Minnesota

#CityStudio rent
1Winona$700
2Moorhead$710
3Austin$720
4Owatonna$730
5Bemidji$800
6Duluth$848
7Waite Park$890
8Saint Cloud$940
9Rochester$1,010
10Mankato$1,030
11Anoka$1,050
12Northfield$1,060
13South Saint Paul$1,060
14Saint Michael$1,080
15Columbia Heights$1,090

Most expensive cities for a studio in Minnesota

#CityStudio rent
1Woodbury$1,650
2Maple Grove$1,600
3Eden Prairie$1,570
4Lakeville$1,550
5Cottage Grove$1,540
6Edina$1,520
7Blaine$1,510
8Plymouth$1,495
9Brooklyn Park$1,495
10Savage$1,470
11Rosemount$1,470
12Minnetonka$1,450
13Robbinsdale$1,427
14Saint Louis Park$1,385
15Vadnais Heights$1,380

Nearby cities — studio rent

Considering nearby alternatives? 3 of these cities have cheaper studio rents than White Bear Lake.

CityDistanceStudio rentvs White Bear Lake
Vadnais Heights, MN5.1 mi$1,380+$240 (+21%)
Maplewood, MN5.4 mi$1,150+$10 (+1%)
Little Canada, MN7.1 mi$1,342+$202 (+18%)
Oakdale, MN7.6 mi$1,180+$40 (+4%)
Shoreview, MN8.8 mi$1,280+$140 (+12%)
Roseville, MN11.4 mi$1,180+$40 (+4%)
Forest Lake, MN12 mi$1,190+$50 (+4%)
Saint Paul, MN12 mi$1,168+$28 (+2%)
New Brighton, MN12.7 mi$1,100$-40 (-4%)
South Saint Paul, MN14.1 mi$1,060$-80 (-7%)
Woodbury, MN14.5 mi$1,650+$510 (+45%)
West Saint Paul, MN15 mi$1,120$-20 (-2%)

Studio rent in White Bear Lake — common questions

How much is a studio apartment in White Bear Lake?

As of July 2026, the median studio apartment rent in White Bear Lake, Minnesota is $1,140 per month. This is +32% below the citywide median of $1,683.

What income do you need to afford a studio in White Bear Lake?

Using the standard 30% rent-to-income rule, you would need an annual income of about $45,600 ($3,800/month gross), which works out to roughly $21.92/hour at a full-time job.

Is White Bear Lake expensive for a studio compared to the rest of the US?

White Bear Lake's studio median of $1,140 is +12% below the national studio median of $1,290. It ranks in the 38th percentile of US cities tracked.

How does White Bear Lake rank for studio rent in Minnesota?

Among the 63 cities in Minnesota with studio data, White Bear Lake ranks #22 from cheapest to most expensive.

Are there cheaper studio options near White Bear Lake?

Yes — nearby cities with cheaper studio rents include New Brighton ($1,100), South Saint Paul ($1,060), West Saint Paul ($1,120).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for White Bear Lake, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.