2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in White Bear Lake, MN

$1,570/mo

Median asking rent for a 2-bedroom apartment in White Bear Lake, Minnesota as of July 2026. That's +7% lower than the citywide median of $1,683 and +5% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,570
July 2026
vs city overall
-7%
$1,683 city median
vs national
-5%
$1,655 US median
Minnesota rank
#23
of 65 cities

Income needed for a 2-bedroom in White Bear Lake

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$62,800
Monthly gross
$5,233
Hourly (full-time)
$30.19

Rent by apartment size in White Bear Lake

Compare White Bear Lake's median rent across every apartment size.

Studio
$1,140
1-Bedroom
$1,290
2-Bedroom (current)
$1,570
3-Bedroom
$2,090
4+ Bedroom
$2,340

Cheapest cities for a 2-bedroom in Minnesota

#City2-Bedroom rent
1Winona$950
2Moorhead$1,040
3Owatonna$1,040
4Austin$1,050
5Bemidji$1,090
6Waite Park$1,200
7Duluth$1,236
8Mankato$1,250
9Saint Cloud$1,273
10Victoria$1,273
11Rochester$1,368
12Anoka$1,401
13Northfield$1,460
14South Saint Paul$1,460
15Saint Michael$1,490

Most expensive cities for a 2-bedroom in Minnesota

#City2-Bedroom rent
1Woodbury$2,280
2Maple Grove$2,205
3Eden Prairie$2,170
4Lakeville$2,140
5Cottage Grove$2,130
6Edina$2,100
7Blaine$2,085
8Brooklyn Park$2,065
9Plymouth$2,063
10Savage$2,030
11Rosemount$2,030
12Minnetonka$2,000
13Wayzata$1,924
14Saint Louis Park$1,910
15Apple Valley$1,910

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 2-bedroom rents than White Bear Lake.

CityDistance2-Bedroom rentvs White Bear Lake
Vadnais Heights, MN5.1 mi$1,900+$330 (+21%)
Maplewood, MN5.4 mi$1,590+$20 (+1%)
Little Canada, MN7.1 mi$1,607+$37 (+2%)
Oakdale, MN7.6 mi$1,630+$60 (+4%)
Shoreview, MN8.8 mi$1,770+$200 (+13%)
Roseville, MN11.4 mi$1,630+$60 (+4%)
Forest Lake, MN12 mi$1,650+$80 (+5%)
Saint Paul, MN12 mi$1,611+$41 (+3%)
New Brighton, MN12.7 mi$1,520$-50 (-3%)
South Saint Paul, MN14.1 mi$1,460$-110 (-7%)
Woodbury, MN14.5 mi$2,280+$710 (+45%)
West Saint Paul, MN15 mi$1,550$-20 (-1%)

2-Bedroom rent in White Bear Lake — common questions

How much is a 2-bedroom apartment in White Bear Lake?

As of July 2026, the median 2-bedroom apartment rent in White Bear Lake, Minnesota is $1,570 per month. This is +7% below the citywide median of $1,683.

What income do you need to afford a 2-bedroom in White Bear Lake?

Using the standard 30% rent-to-income rule, you would need an annual income of about $62,800 ($5,233/month gross), which works out to roughly $30.19/hour at a full-time job.

Is White Bear Lake expensive for a 2-bedroom compared to the rest of the US?

White Bear Lake's 2-bedroom median of $1,570 is +5% below the national 2-bedroom median of $1,655. It ranks in the 45th percentile of US cities tracked.

How does White Bear Lake rank for 2-bedroom rent in Minnesota?

Among the 65 cities in Minnesota with 2-bedroom data, White Bear Lake ranks #23 from cheapest to most expensive.

Are there cheaper 2-bedroom options near White Bear Lake?

Yes — nearby cities with cheaper 2-bedroom rents include New Brighton ($1,520), South Saint Paul ($1,460), West Saint Paul ($1,550).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for White Bear Lake, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.