4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in White Bear Lake, MN

$2,340/mo

Median asking rent for a 4+ bedroom apartment in White Bear Lake, Minnesota as of July 2026. That's +39% higher than the citywide median of $1,683 and +8% below the national 4+ bedroom median of $2,530.

4+ Bedroom median
$2,340
July 2026
vs city overall
+39%
$1,683 city median
vs national
-8%
$2,530 US median
Minnesota rank
#21
of 60 cities

Income needed for a 4+ bedroom in White Bear Lake

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$93,600
Monthly gross
$7,800
Hourly (full-time)
$45.00

Rent by apartment size in White Bear Lake

Compare White Bear Lake's median rent across every apartment size.

Studio
$1,140
1-Bedroom
$1,290
2-Bedroom
$1,570
3-Bedroom
$2,090
4+ Bedroom (current)
$2,340

Cheapest cities for a 4+ bedroom in Minnesota

#City4+ Bedroom rent
1Winona$1,310
2Austin$1,400
3Bemidji$1,560
4Moorhead$1,750
5Owatonna$1,750
6Waite Park$1,870
7Saint Cloud$1,973
8Duluth$2,078
9Mankato$2,100
10Columbia Heights$2,240
11Northfield$2,240
12Saint Michael$2,240
13South Saint Paul$2,240
14Elk River$2,270
15New Brighton$2,270

Most expensive cities for a 4+ bedroom in Minnesota

#City4+ Bedroom rent
1Woodbury$3,400
2Maple Grove$3,290
3Eden Prairie$3,240
4Lakeville$3,190
5Cottage Grove$3,180
6Edina$3,133
7Blaine$3,110
8Brooklyn Park$3,080
9Plymouth$3,078
10Savage$3,030
11Rosemount$3,030
12Minnetonka$2,980
13Saint Louis Park$2,850
14Apple Valley$2,850
15Vadnais Heights$2,830

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than White Bear Lake.

CityDistance4+ Bedroom rentvs White Bear Lake
Vadnais Heights, MN5.1 mi$2,830+$490 (+21%)
Maplewood, MN5.4 mi$2,370+$30 (+1%)
Oakdale, MN7.6 mi$2,430+$90 (+4%)
Shoreview, MN8.8 mi$2,640+$300 (+13%)
Roseville, MN11.4 mi$2,430+$90 (+4%)
Forest Lake, MN12 mi$2,460+$120 (+5%)
Saint Paul, MN12 mi$2,427+$87 (+4%)
New Brighton, MN12.7 mi$2,270$-70 (-3%)
South Saint Paul, MN14.1 mi$2,240$-100 (-4%)
Woodbury, MN14.5 mi$3,400+$1,060 (+45%)
West Saint Paul, MN15 mi$2,310$-30 (-1%)
Blaine, MN15.5 mi$3,110+$770 (+33%)

4+ Bedroom rent in White Bear Lake — common questions

How much is a 4+ bedroom apartment in White Bear Lake?

As of July 2026, the median 4+ bedroom apartment rent in White Bear Lake, Minnesota is $2,340 per month. This is +39% higher than the citywide median of $1,683.

What income do you need to afford a 4+ bedroom in White Bear Lake?

Using the standard 30% rent-to-income rule, you would need an annual income of about $93,600 ($7,800/month gross), which works out to roughly $45.00/hour at a full-time job.

Is White Bear Lake expensive for a 4+ bedroom compared to the rest of the US?

White Bear Lake's 4+ bedroom median of $2,340 is +8% below the national 4+ bedroom median of $2,530. It ranks in the 43th percentile of US cities tracked.

How does White Bear Lake rank for 4+ bedroom rent in Minnesota?

Among the 60 cities in Minnesota with 4+ bedroom data, White Bear Lake ranks #21 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near White Bear Lake?

Yes — nearby cities with cheaper 4+ bedroom rents include New Brighton ($2,270), South Saint Paul ($2,240), West Saint Paul ($2,310).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for White Bear Lake, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.