3-Bedroom Apartment Rent in White Bear Lake, MN
Median asking rent for a 3-bedroom apartment in White Bear Lake, Minnesota as of July 2026. That's +24% higher than the citywide median of $1,683 and +2% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in White Bear Lake
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in White Bear Lake
Compare White Bear Lake's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Minnesota
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Winona | $1,200 |
| 2 | Bemidji | $1,320 |
| 3 | Austin | $1,330 |
| 4 | Moorhead | $1,460 |
| 5 | Owatonna | $1,460 |
| 6 | Waite Park | $1,570 |
| 7 | Anoka | $1,666 |
| 8 | Duluth | $1,666 |
| 9 | Saint Cloud | $1,690 |
| 10 | Mankato | $1,750 |
| 11 | Victoria | $1,792 |
| 12 | Rochester | $1,918 |
| 13 | Northfield | $1,970 |
| 14 | South Saint Paul | $1,970 |
| 15 | Saint Michael | $1,980 |
Most expensive cities for a 3-bedroom in Minnesota
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Woodbury | $3,035 |
| 2 | Maple Grove | $2,935 |
| 3 | Eden Prairie | $2,890 |
| 4 | Wayzata | $2,865 |
| 5 | Lakeville | $2,850 |
| 6 | Cottage Grove | $2,840 |
| 7 | Edina | $2,797 |
| 8 | Blaine | $2,775 |
| 9 | Brooklyn Park | $2,750 |
| 10 | Plymouth | $2,748 |
| 11 | Savage | $2,700 |
| 12 | Rosemount | $2,700 |
| 13 | Minnetonka | $2,665 |
| 14 | Saint Louis Park | $2,545 |
| 15 | Apple Valley | $2,540 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 3 of these cities have cheaper 3-bedroom rents than White Bear Lake.
| City | Distance | 3-Bedroom rent | vs White Bear Lake |
|---|---|---|---|
| Vadnais Heights, MN | 5.1 mi | $2,530 | +$440 (+21%) |
| Maplewood, MN | 5.4 mi | $2,120 | +$30 (+1%) |
| Little Canada, MN | 7.1 mi | $2,228 | +$138 (+7%) |
| Oakdale, MN | 7.6 mi | $2,170 | +$80 (+4%) |
| Shoreview, MN | 8.8 mi | $2,360 | +$270 (+13%) |
| Roseville, MN | 11.4 mi | $2,170 | +$80 (+4%) |
| Forest Lake, MN | 12 mi | $2,200 | +$110 (+5%) |
| Saint Paul, MN | 12 mi | $2,154 | +$64 (+3%) |
| New Brighton, MN | 12.7 mi | $2,020 | $-70 (-3%) |
| South Saint Paul, MN | 14.1 mi | $1,970 | $-120 (-6%) |
| Woodbury, MN | 14.5 mi | $3,035 | +$945 (+45%) |
| West Saint Paul, MN | 15 mi | $2,060 | $-30 (-1%) |
3-Bedroom rent in White Bear Lake — common questions
How much is a 3-bedroom apartment in White Bear Lake?
As of July 2026, the median 3-bedroom apartment rent in White Bear Lake, Minnesota is $2,090 per month. This is +24% higher than the citywide median of $1,683.
What income do you need to afford a 3-bedroom in White Bear Lake?
Using the standard 30% rent-to-income rule, you would need an annual income of about $83,600 ($6,967/month gross), which works out to roughly $40.19/hour at a full-time job.
Is White Bear Lake expensive for a 3-bedroom compared to the rest of the US?
White Bear Lake's 3-bedroom median of $2,090 is +2% below the national 3-bedroom median of $2,130. It ranks in the 48th percentile of US cities tracked.
How does White Bear Lake rank for 3-bedroom rent in Minnesota?
Among the 65 cities in Minnesota with 3-bedroom data, White Bear Lake ranks #23 from cheapest to most expensive.
Are there cheaper 3-bedroom options near White Bear Lake?
Yes — nearby cities with cheaper 3-bedroom rents include New Brighton ($2,020), South Saint Paul ($1,970), West Saint Paul ($2,060).