3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in New York, NY

$3,782/mo

Median asking rent for a 3-bedroom apartment in New York, New York as of July 2026. That's +8% lower than the citywide median of $4,133 and +78% above the national 3-bedroom median of $2,130.

3-Bedroom median
$3,782
July 2026
vs city overall
-8%
$4,133 city median
vs national
+78%
$2,130 US median
New York rank
#106
of 124 cities

Income needed for a 3-bedroom in New York

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$151,280
Monthly gross
$12,607
Hourly (full-time)
$72.73

Rent by apartment size in New York

Compare New York's median rent across every apartment size.

Studio
$2,625
1-Bedroom
$2,732
2-Bedroom
$3,032
3-Bedroom (current)
$3,782
4+ Bedroom
$4,076

Cheapest cities for a 3-bedroom in New York

#City3-Bedroom rent
1Elmira$1,120
2Gloversville$1,250
3Lockport$1,290
4Niagara Falls$1,295
5North Tonawanda$1,310
6Potsdam$1,340
7Utica$1,345
8Auburn$1,380
9Rome$1,420
10Palmyra$1,430
11Endicott$1,470
12Buffalo$1,480
13Oneonta$1,480
14Tonawanda$1,480
15Depew$1,490

Most expensive cities for a 3-bedroom in New York

#City3-Bedroom rent
1Rye$5,200
2Garden City$5,030
3Harrison$4,750
4Scarsdale$4,470
5Nanuet$4,400
6Dobbs Ferry$4,200
7Plainview$4,110
8Farmingville$4,110
9Hicksville$4,040
10White Plains$4,030
11Larchmont$3,960
12Mamaroneck$3,930
13Hauppauge$3,930
14Port Washington$3,900
15Port Chester$3,890

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than New York.

CityDistance3-Bedroom rentvs New York
Jersey City, NJ3.9 mi$3,147$-635 (-17%)
Union City, NJ4.2 mi$2,570$-1,212 (-32%)
North Bergen Township, NJ5.8 mi$2,950$-832 (-22%)
East Rutherford, NJ9 mi$2,650$-1,132 (-30%)
Palisades Park, NJ9.3 mi$2,860$-922 (-24%)
North Arlington, NJ9.7 mi$2,460$-1,322 (-35%)
Ridgefield Park, NJ9.8 mi$2,400$-1,382 (-37%)
Teaneck, NJ12.3 mi$2,570$-1,212 (-32%)
Hackensack, NJ12.5 mi$2,700$-1,082 (-29%)
Passaic, NJ13 mi$2,020$-1,762 (-47%)
Montclair, NJ16.3 mi$3,440$-342 (-9%)
Fair Lawn, NJ17.2 mi$3,020$-762 (-20%)

3-Bedroom rent in New York — common questions

How much is a 3-bedroom apartment in New York?

As of July 2026, the median 3-bedroom apartment rent in New York, New York is $3,782 per month. This is +8% below the citywide median of $4,133.

What income do you need to afford a 3-bedroom in New York?

Using the standard 30% rent-to-income rule, you would need an annual income of about $151,280 ($12,607/month gross), which works out to roughly $72.73/hour at a full-time job.

Is New York expensive for a 3-bedroom compared to the rest of the US?

New York's 3-bedroom median of $3,782 is +78% above the national 3-bedroom median of $2,130. It ranks in the 94th percentile of US cities tracked.

How does New York rank for 3-bedroom rent in New York?

Among the 124 cities in New York with 3-bedroom data, New York ranks #106 from cheapest to most expensive.

Are there cheaper 3-bedroom options near New York?

Yes — nearby cities with cheaper 3-bedroom rents include Jersey City ($3,147), Union City ($2,570), North Bergen Township ($2,950).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for New York, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.