3-Bedroom Apartment Rent in Oneonta, NY
Median asking rent for a 3-bedroom apartment in Oneonta, New York as of July 2026. That's +5% lower than the citywide median of $1,554 and +31% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Oneonta
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Oneonta
Compare Oneonta's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Potsdam | $1,340 |
| 7 | Utica | $1,345 |
| 8 | Auburn | $1,380 |
| 9 | Rome | $1,420 |
| 10 | Palmyra | $1,430 |
| 11 | Endicott | $1,470 |
| 12 | Buffalo | $1,480 |
| 13 | Oneonta (this page) | $1,480 |
| 14 | Tonawanda | $1,480 |
| 15 | Depew | $1,490 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains | $4,030 |
| 11 | Larchmont | $3,960 |
| 12 | Mamaroneck | $3,930 |
| 13 | Hauppauge | $3,930 |
| 14 | Port Washington | $3,900 |
| 15 | Port Chester | $3,890 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Oneonta.
| City | Distance | 3-Bedroom rent | vs Oneonta |
|---|---|---|---|
| Utica, NY | 44.6 mi | $1,345 | $-135 (-9%) |
| Rome, NY | 58.4 mi | $1,420 | $-60 (-4%) |
| Ellenville, NY | 64.3 mi | $1,980 | +$500 (+34%) |
| Gloversville, NY | 65.8 mi | $1,250 | $-230 (-16%) |
| Johnson City, NY | 70.1 mi | $1,560 | +$80 (+5%) |
| Endicott, NY | 76.2 mi | $1,470 | $-10 (-1%) |
| Catskill, NY | 79.4 mi | $1,980 | +$500 (+34%) |
| Delmar, NY | 81.4 mi | $2,200 | +$720 (+49%) |
| Port Jervis, NY | 81.7 mi | $2,090 | +$610 (+41%) |
| New Paltz, NY | 81.9 mi | $2,620 | +$1,140 (+77%) |
| Scranton, PA | 84.9 mi | $1,472 | $-8 (-1%) |
| Clarks Summit, PA | 86.2 mi | $1,710 | +$230 (+16%) |
3-Bedroom rent in Oneonta — common questions
How much is a 3-bedroom apartment in Oneonta?
As of July 2026, the median 3-bedroom apartment rent in Oneonta, New York is $1,480 per month. This is +5% below the citywide median of $1,554.
What income do you need to afford a 3-bedroom in Oneonta?
Using the standard 30% rent-to-income rule, you would need an annual income of about $59,200 ($4,933/month gross), which works out to roughly $28.46/hour at a full-time job.
Is Oneonta expensive for a 3-bedroom compared to the rest of the US?
Oneonta's 3-bedroom median of $1,480 is +31% below the national 3-bedroom median of $2,130. It ranks in the 15th percentile of US cities tracked.
How does Oneonta rank for 3-bedroom rent in New York?
Among the 124 cities in New York with 3-bedroom data, Oneonta ranks #13 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Oneonta?
Yes — nearby cities with cheaper 3-bedroom rents include Utica ($1,345), Rome ($1,420), Gloversville ($1,250).