3-Bedroom Apartment Rent in White Plains, NY
Median asking rent for a 3-bedroom apartment in White Plains, New York as of July 2026. That's +25% higher than the citywide median of $3,228 and +89% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in White Plains
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in White Plains
Compare White Plains's median rent across every apartment size.
Cheapest cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,120 |
| 2 | Gloversville | $1,250 |
| 3 | Lockport | $1,290 |
| 4 | Niagara Falls | $1,295 |
| 5 | North Tonawanda | $1,310 |
| 6 | Potsdam | $1,340 |
| 7 | Utica | $1,345 |
| 8 | Auburn | $1,380 |
| 9 | Rome | $1,420 |
| 10 | Palmyra | $1,430 |
| 11 | Endicott | $1,470 |
| 12 | Buffalo | $1,480 |
| 13 | Oneonta | $1,480 |
| 14 | Tonawanda | $1,480 |
| 15 | Depew | $1,490 |
Most expensive cities for a 3-bedroom in New York
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rye | $5,200 |
| 2 | Garden City | $5,030 |
| 3 | Harrison | $4,750 |
| 4 | Scarsdale | $4,470 |
| 5 | Nanuet | $4,400 |
| 6 | Dobbs Ferry | $4,200 |
| 7 | Plainview | $4,110 |
| 8 | Farmingville | $4,110 |
| 9 | Hicksville | $4,040 |
| 10 | White Plains (this page) | $4,030 |
| 11 | Larchmont | $3,960 |
| 12 | Mamaroneck | $3,930 |
| 13 | Hauppauge | $3,930 |
| 14 | Port Washington | $3,900 |
| 15 | Port Chester | $3,890 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than White Plains.
| City | Distance | 3-Bedroom rent | vs White Plains |
|---|---|---|---|
| Scarsdale, NY | 3.9 mi | $4,470 | +$440 (+11%) |
| Mamaroneck, NY | 6.2 mi | $3,930 | $-100 (-2%) |
| Larchmont, NY | 6.9 mi | $3,960 | $-70 (-2%) |
| Sleepy Hollow, NY | 7.4 mi | $2,660 | $-1,370 (-34%) |
| Yonkers, NY | 9.7 mi | $3,367 | $-663 (-16%) |
| Nyack, NY | 11.8 mi | $3,344 | $-686 (-17%) |
| Nanuet, NY | 17.8 mi | $4,400 | +$370 (+9%) |
| Montvale, NJ | 19.7 mi | $3,080 | $-950 (-24%) |
| Teaneck, NJ | 20 mi | $2,570 | $-1,460 (-36%) |
| Palisades Park, NJ | 20.9 mi | $2,860 | $-1,170 (-29%) |
| Ridgefield Park, NJ | 21.8 mi | $2,400 | $-1,630 (-40%) |
| Hackensack, NJ | 22.1 mi | $2,700 | $-1,330 (-33%) |
3-Bedroom rent in White Plains — common questions
How much is a 3-bedroom apartment in White Plains?
As of July 2026, the median 3-bedroom apartment rent in White Plains, New York is $4,030 per month. This is +25% higher than the citywide median of $3,228.
What income do you need to afford a 3-bedroom in White Plains?
Using the standard 30% rent-to-income rule, you would need an annual income of about $161,200 ($13,433/month gross), which works out to roughly $77.50/hour at a full-time job.
Is White Plains expensive for a 3-bedroom compared to the rest of the US?
White Plains's 3-bedroom median of $4,030 is +89% above the national 3-bedroom median of $2,130. It ranks in the 96th percentile of US cities tracked.
How does White Plains rank for 3-bedroom rent in New York?
Among the 124 cities in New York with 3-bedroom data, White Plains ranks #115 from cheapest to most expensive.
Are there cheaper 3-bedroom options near White Plains?
Yes — nearby cities with cheaper 3-bedroom rents include Mamaroneck ($3,930), Larchmont ($3,960), Sleepy Hollow ($2,660).